क्लब विस्तारा एसबीआई कार्ड प्राइम
जारीकर्ता बैंक / संस्था: State Bank of India (SBI Card)
Co-branded aviation credit card offering free domestic Premium Economy ticket on joining and renewal, Club Vistara Silver tier, and up to 4 milestone flight tickets.
💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)
कार्ड का संक्षिप्त विवरण
Club Vistara SBI Card PRIME is a dedicated aviation co-branded credit card created for business travelers and frequent domestic flyers. In the wake of the Air India-Vistara merger under the Tata Group, CV Points and ticket vouchers seamlessly transfer into the integrated Maharaja Points ecosystem, delivering complimentary flight tickets and lounge access.
1 Complimentary One-Way Domestic Premium Economy flight ticket voucher upon payment of joining fee + 1 Complimentary Club Vistara Silver Tier Membership.
8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 at all petrol pumps in India (maximum ₹250 per statement cycle).
Up to 4 additional complimentary Premium Economy flight tickets on achieving annual spend milestones of ₹1.5L, ₹3L, ₹4.5L, and ₹8L. 1 Hotel e-voucher worth ₹10,000 from Yatra on reaching ₹8L annual spend.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें
Salaried corporate professionals and self-employed flyers aged 21 to 70 years.
न्यूनतम वार्षिक आय आवश्यकता
₹6,00,000 per annum (Salaried) / ₹8,00,000 per annum (Self-Employed ITR)
📂आवश्यक दस्तावेज (Required Documents)
1. PAN Card 2. Aadhaar Card / Passport 3. Last 3 months' salary slips with bank statement OR Latest ITR.
⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)
Complimentary flight ticket vouchers cover only base fare; passenger must pay statutory airport taxes, UDF, and fuel surcharges. Flight ticket availability is subject to airline award inventory controls. Annual fee is not waivable through spends.
🚀आवेदन के चरण (How to Apply)
Step 1: Visit sbicard.com/apply or open the YONO SBI app and select Club Vistara SBI Card PRIME. Step 2: Select card and check instant eligibility (soft pull with zero impact on CIBIL credit score). Step 3: Fill online application form with personal, residence, and occupational details (takes 5–10 minutes). Step 4: Upload required KYC documents (Aadhaar, PAN, and latest salary slip/ITR proof). Step 5: Complete digital verification via online Video KYC (or schedule branch verification for first-time applicants). Step 6: Card dispatched within 5–7 working days via secure speed post; activate via SMS or SBI Card App.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What happens if I miss the minimum payment due on Club Vistara SBI Card PRIME?
If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil up to ₹500; ₹400 for ₹501–₹1,000; ₹750 for ₹1,001–₹10,000; ₹950 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,300 for above ₹50,000.. In addition, revolving finance charges at Up to 3.50% per month (42.00% per annum). will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.
Can I convert transactions on Club Vistara SBI Card PRIME into EMI?
Yes, State Bank of India (SBI Card) provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.
How do I track and redeem reward points or cashback on Club Vistara SBI Card PRIME?
You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into State Bank of India (SBI Card)'s official mobile banking application or web portal. 1 CV Point = approx. ₹0.70 to ₹1.00 when redeemed for Vistara / Air India flight ticket awards. Please note: CV Points are valid for 36 months from the date of activity/credit.
What is the interest-free grace period on Club Vistara SBI Card PRIME and how does it work?
The interest-free period on Club Vistara SBI Card PRIME is 20 to 50 days.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (Up to 3.50% per month (42.00% per annum).) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.