इंडसइंड बैंक टाइगर क्रेडिट कार्ड
जारीकर्ता बैंक / संस्था: IndusInd Bank Ltd.
Lifestyle card offering 6 points per ₹100 on dining, low 1.5% forex markup, 8 domestic & 2 international lounge visits, and LTF renewal.
💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)
कार्ड का संक्षिप्त विवरण
IndusInd Bank Tiger Credit Card is a co-branded fintech card built on Visa Infinite. Engineered for modern lifestyle spenders, it delivers 6 points per ₹100 on food delivery and dining, an ultra-low 1.50% forex markup, 8 domestic and 2 international lounge accesses, and lifetime-free renewal.
Gift vouchers worth ₹500 from partner brands credited upon completing first transaction within 30 days.
2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually). 2 complimentary international lounge visits per year via Priority Pass.
1% fuel surcharge waiver across all fuel stations in India on transaction amounts between ₹400 and ₹4,000.
Low 1.50% forex markup on international spends. Buy 1 Get 1 free movie ticket discount on BookMyShow up to ₹250 twice a month.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें
Salaried Indian individuals aged 21 to 65 with monthly salary exceeding ₹35,000. Self-employed individuals aged 21 to 65 with annual ITR exceeding ₹4,80,000.
न्यूनतम वार्षिक आय आवश्यकता
₹35,000/month (Salaried) / ₹4,80,000/year ITR (Self-Employed)
📂आवश्यक दस्तावेज (Required Documents)
1. PAN Card (statutory requirement) 2. Proof of Identity & Residence: Aadhaar Card, Passport, or Voter ID 3. Proof of Income: Last 3 months' salary slips with bank statement OR Latest ITR with Computation Sheet 4. Passport-size photograph.
⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)
Food delivery accelerated rewards carry monthly spend caps. High 46% annual finance charge on revolving balances. Sourcing is selectively available via digital fintech partner funnels.
🚀आवेदन के चरण (How to Apply)
Step 1: Visit indusind.com/tiger or apply via partner mobile application. Step 2: Enter PAN and mobile number for soft algorithmic underwriting. Step 3: Select IndusInd Tiger Credit Card. Step 4: Enter employer details and monthly salary. Step 5: Complete online Video KYC session with bank official. Step 6: Card is approved and dispatched via courier within 3 to 5 business days.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What happens if I miss the minimum payment due on IndusInd Bank Tiger Credit Card?
If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹350 for ₹501–₹1,000; ₹550 for ₹1,001–₹5,000; ₹800 for ₹5,001–₹10,000; ₹1,100 for ₹10,001–₹25,000; ₹1,300 for above ₹25,000 (+ GST).. In addition, revolving finance charges at 3.83% per month (46.00% per annum) on revolving balances. will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.
Can I convert transactions on IndusInd Bank Tiger Credit Card into EMI?
Yes, IndusInd Bank Ltd. provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.
How do I track and redeem reward points or cashback on IndusInd Bank Tiger Credit Card?
You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into IndusInd Bank Ltd.'s official mobile banking application or web portal. 1 Reward Point = ₹0.40 directly redeemable for statement credit or retail merchandise. Please note: Reward points expire 2 years (24 months) from the date of accrual.
What is the interest-free grace period on IndusInd Bank Tiger Credit Card and how does it work?
The interest-free period on IndusInd Bank Tiger Credit Card is Up to 50 days of interest-free credit from transaction date.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (3.83% per month (46.00% per annum) on revolving balances.) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.