एलिगो (Eligo) सरकारी योजनाओं की खोज हेतु भारत का स्वतंत्र नागरिक सूचना मंच है — किसी भी सरकारी निकाय से संबद्ध नहीं।

Eligo
हिन्दी
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यात्रा एवं विमानन (Travel)नेटवर्क: Visa Signature / Mastercardसत्यापित: 2026-09-28 (180-दिवसीय SLA)

आईसीआईसीआई मेकमाईट्रिप सिग्नेचर क्रेडिट कार्ड

जारीकर्ता बैंक / संस्था: ICICI Bank Ltd.

Travel co-brand offering ₹4,000 welcome travel vouchers, lifetime free renewal, 1:1 My Cash on bookings, and MMTBLACK Gold membership.

वार्षिक शुल्क (Annual Fee)₹2,500 + GST Joining (Renewal: Lifetime Free ₹0)
शुल्क माफी खर्च सीमाRenewal fee is ₹0 (Lifetime Free after paying one-time joining fee of ₹2,500).
रिवॉर्ड दर (Reward Rate)4 My Cash per ₹200 spent on hotel bookings via MakeMyTrip. 2 My Cash per ₹200 on flight bookings on MakeMyTrip. 1.25 My Cash per ₹200 on all other retail transactions (1 My Cash = ₹1.00).
ब्याज प्रभार (APR)3.50% per month (42.00% per annum) on revolving balances.

💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)

कार्ड का संक्षिप्त विवरण

ICICI MakeMyTrip Signature Credit Card is a travel booking co-branded card designed for domestic vacationers and holidaymakers. It offers ₹4,000 in welcome travel vouchers against a one-time ₹2,500 joining fee, zero annual renewal fee forever, MMTBLACK Gold status, and direct 1:1 My Cash earn rate.

स्वागत लाभ (Welcome Benefit)

₹1,500 MakeMyTrip My Cash + ₹2,500 MakeMyTrip Holiday voucher credited to linked MMT account, plus complimentary MMTBLACK Gold membership tier.

एयरपोर्ट लाउंज एक्सेस (Lounge Access)

1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter. 1 complimentary domestic railway lounge visit per quarter.

ईंधन अधिभार छूट (Fuel Surcharge Waiver)

1% fuel surcharge waiver across all fuel stations in India on transaction amounts between ₹400 and ₹4,000.

माइलस्टोन खर्च लाभ (Milestone Perks)

Earn up to 4,000 My Cash milestone bonus annually on achieving annual retail spends of ₹2.5 Lakhs and ₹5 Lakhs. MMTBLACK membership privileges.

📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)

पात्रता की शर्तें

Salaried Indian individuals aged 21 to 60 with monthly salary exceeding ₹50,000. Self-employed individuals aged 21 to 65 with annual ITR exceeding ₹6,00,000.

न्यूनतम वार्षिक आय आवश्यकता

₹50,000/month (Salaried) / ₹6,00,000/year ITR (Self-Employed)

CIBIL स्कोर आवश्यकता: A credit score of 730+ is standard.

📂आवश्यक दस्तावेज (Required Documents)

1. PAN Card (statutory requirement) 2. Proof of Identity & Residence: Aadhaar Card, Passport, or Voter ID 3. Proof of Income: Last 3 months' salary slips with bank statement OR Latest ITR with Computation Sheet 4. Passport-size photograph.

⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)

My Cash expires within 12 months. Domestic lounge access is limited to 1 visit per quarter and requires spending ₹35,000 in the preceding quarter. Forex markup is 3.50%.

विलंब भुगतान शुल्क:Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).
एटीएम नकद निकासी शुल्क:2.5% of transaction amount or ₹500 (whichever is higher) + 3.50% monthly finance charges.
विदेशी मुद्रा मार्कअप:3.50% + GST on foreign currency transactions.

🚀आवेदन के चरण (How to Apply)

Step 1: Open the MakeMyTrip app or visit icicibank.com/makemytrip. Step 2: Enter PAN and registered mobile number for instant eligibility check. Step 3: Select MakeMyTrip Signature Credit Card. Step 4: Enter employer details and monthly salary. Step 5: Complete online Video KYC session with bank official. Step 6: Card is approved and dispatched via courier within 3 to 5 business days.

आधिकारिक कार्ड पोर्टल पर जाएंआधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What happens if I miss the minimum payment due on ICICI MakeMyTrip Signature Credit Card?

If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).. In addition, revolving finance charges at 3.50% per month (42.00% per annum) on revolving balances. will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.

Can I convert transactions on ICICI MakeMyTrip Signature Credit Card into EMI?

Yes, ICICI Bank Ltd. provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.

How do I track and redeem reward points or cashback on ICICI MakeMyTrip Signature Credit Card?

You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into ICICI Bank Ltd.'s official mobile banking application or web portal. 1 My Cash = ₹1.00 directly usable without any restrictions to pay for domestic/international flights, hotels, holiday packages, and cab bookings on MakeMyTrip. Please note: My Cash earned via credit card spend remains valid for 1 year (12 months) from date of credit.

What is the interest-free grace period on ICICI MakeMyTrip Signature Credit Card and how does it work?

The interest-free period on ICICI MakeMyTrip Signature Credit Card is Up to 50 days of interest-free credit from transaction date.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (3.50% per month (42.00% per annum) on revolving balances.) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.