ईंधन एवं पेट्रोल (Fuel)नेटवर्क: Visaसत्यापित: 2026-09-28 (180-दिवसीय SLA)

आईसीआईसीआई एचपीसीएल सुपर सेवर क्रेडिट कार्ड

जारीकर्ता बैंक / संस्था: ICICI Bank Ltd.

Fuel co-brand card offering 5% savings at HPCL pumps, 5% on utility bills and groceries, and 1 complimentary lounge visit per quarter.

वार्षिक शुल्क (Annual Fee)₹500 + GST (Renewal: ₹500 + GST)

शुल्क माफी खर्च सीमाSpend ₹1,50,000 or more in each preceding anniversary year to get the annual renewal fee of ₹500 waived.

रिवॉर्ड दर (Reward Rate)5% total savings on fuel purchases at HPCL petrol pumps (4% cashback as ICICI Reward Points + 1% fuel surcharge waiver). 5% cashback on utility bill payments and departmental store grocery spends (capped at 100 Reward Points per month per category). 2 Reward Points per ₹100 on other retail spends.

ब्याज प्रभार (APR)3.50% per month (42.00% per annum) on revolving balances.

💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)

कार्ड का संक्षिप्त विवरण

ICICI HPCL Super Saver is a fuel and household essentials card designed for vehicle owners who refuel at Hindustan Petroleum (HPCL) outlets. It offers 5% overall savings on petrol/diesel refills, 5% on utilities and departmental groceries, and BookMyShow movie discounts.

स्वागत लाभ (Welcome Benefit)

2,000 bonus ICICI Reward Points (worth ₹500) credited upon payment of the joining fee and first retail transaction.

एयरपोर्ट लाउंज एक्सेस (Lounge Access)

1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter.

ईंधन अधिभार छूट (Fuel Surcharge Waiver)

1% fuel surcharge waiver on transactions up to ₹4,000 at all HPCL petrol pumps across India.

माइलस्टोन खर्च लाभ (Milestone Perks)

Annual fee reversal on ₹1,50,000 annual spend. 25% discount on BookMyShow/INOX tickets twice a month (up to ₹100).

📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)

पात्रता की शर्तें

Salaried Indian individuals aged 21 to 60 with monthly salary exceeding ₹20,000. Self-employed individuals aged 21 to 65 with annual ITR exceeding ₹3,00,000.

न्यूनतम वार्षिक आय आवश्यकता

₹20,000/month (Salaried) / ₹3,00,000/year ITR (Self-Employed)

CIBIL स्कोर आवश्यकता: A credit score of 720+ is standard.

📂आवश्यक दस्तावेज (Required Documents)

1. PAN Card (statutory requirement) 2. Proof of Identity & Residence: Aadhaar Card, Passport, or Voter ID 3. Proof of Income: Last 3 months' salary slips with bank statement OR Latest ITR with Computation Sheet 4. Passport-size photograph.

⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)

Accelerated fuel cashback requires swipe on ICICI merchant POS machines at HPCL pumps or HP Pay app. Monthly utility and grocery accelerated points have a tight 100-point monthly cap. Domestic lounge access requires ₹35,000 quarterly spend.

विलंब भुगतान शुल्क:Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).

एटीएम नकद निकासी शुल्क:2.5% of transaction amount or ₹500 (whichever is higher) + 3.50% monthly finance charges.

विदेशी मुद्रा मार्कअप:3.50% + GST on foreign currency transactions.

🚀आवेदन के चरण (How to Apply)

Step 1: Visit icicibank.com/hpcl or open iMobile Pay app. Step 2: Enter PAN and mobile number for instant eligibility check. Step 3: Select ICICI HPCL Super Saver Card. Step 4: Enter employer details and monthly salary. Step 5: Complete online Video KYC session with bank official. Step 6: Card is approved and dispatched via courier within 3 to 5 business days.

आधिकारिक कार्ड पोर्टल पर जाएं आधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What happens if I miss the minimum payment due on ICICI HPCL Super Saver Credit Card?

If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).. In addition, revolving finance charges at 3.50% per month (42.00% per annum) on revolving balances. will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.

Can I convert transactions on ICICI HPCL Super Saver Credit Card into EMI?

Yes, ICICI Bank Ltd. provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.

How do I track and redeem reward points or cashback on ICICI HPCL Super Saver Credit Card?

You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into ICICI Bank Ltd.'s official mobile banking application or web portal. 1 Reward Point = ₹0.25 directly redeemable against fuel at HPCL pumps or for statement credit. Please note: Reward points expire 3 years (36 months) from the date of accrual.

What is the interest-free grace period on ICICI HPCL Super Saver Credit Card and how does it work?

The interest-free period on ICICI HPCL Super Saver Credit Card is Up to 50 days of interest-free credit from transaction date.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (3.50% per month (42.00% per annum) on revolving balances.) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.