आईसीआईसीआई अडाणी वन सिग्नेचर क्रेडिट कार्ड
जारीकर्ता बैंक / संस्था: ICICI Bank Ltd.
Airport ecosystem card offering 7% rewards on Adani One, 16 domestic & 4 international lounge visits, and 2 Pranaam meet-and-greet passes.
💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)
कार्ड का संक्षिप्त विवरण
ICICI Adani One Signature Credit Card is India's first airport ecosystem co-branded credit card. Designed for frequent flyers transiting through Adani-managed airports (Mumbai, Ahmedabad, Lucknow, Jaipur, Guwahati, Mangaluru, Thiruvananthapuram), it delivers 7% reward points, 16 domestic and 4 international lounge visits, and 2 complimentary Pranaam meet-and-greet services.
Flight, hotel, and duty-free shopping vouchers worth ₹9,000 on the Adani One app platform credited upon payment of the joining fee.
16 complimentary domestic airport lounge visits per calendar year (4 visits per calendar quarter). 4 complimentary international lounge visits per calendar year via DreamFolks dragonpass.
1% fuel surcharge waiver across all fuel stations in India on transaction amounts between ₹400 and ₹4,000.
2 complimentary airport meet-and-greet services (Pranaam Service) at Adani-managed airports (Mumbai, Ahmedabad, Lucknow, Jaipur, Guwahati, Thiruvananthapuram, Mangaluru). 4 complimentary valet parking passes per year.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें
Salaried Indian individuals aged 21 to 60 with monthly salary exceeding ₹1,00,000. Self-employed individuals aged 21 to 65 with annual ITR exceeding ₹12,00,000.
न्यूनतम वार्षिक आय आवश्यकता
₹1,00,000/month (Salaried) / ₹12,00,000/year ITR (Self-Employed)
📂आवश्यक दस्तावेज (Required Documents)
1. PAN Card (statutory requirement) 2. Proof of Identity & Residence: Aadhaar Card, Passport, or Voter ID 3. Proof of Income: Last 3 months' salary slips with Form 16 OR Latest ITR with Computation Sheet 4. Passport-size photograph.
⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)
Maximum value is unlocked only for passengers frequently traveling through Adani-operated airport hubs. Adani reward points must be redeemed inside Adani One app. Annual spend fee waiver requires ₹6 Lakhs spend. Forex markup is 3.50%.
🚀आवेदन के चरण (How to Apply)
Step 1: Open the Adani One app or visit icicibank.com/adani-one. Step 2: Enter PAN and mobile number for instant eligibility check. Step 3: Select Adani One Signature Credit Card. Step 4: Enter employer details and monthly salary. Step 5: Complete online Video KYC session with bank official. Step 6: Card is approved and dispatched via courier within 3 to 5 business days.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What happens if I miss the minimum payment due on ICICI Adani One Signature Credit Card?
If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).. In addition, revolving finance charges at 3.50% per month (42.00% per annum) on revolving balances. will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.
Can I convert transactions on ICICI Adani One Signature Credit Card into EMI?
Yes, ICICI Bank Ltd. provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.
How do I track and redeem reward points or cashback on ICICI Adani One Signature Credit Card?
You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into ICICI Bank Ltd.'s official mobile banking application or web portal. 1 Adani Reward Point = ₹1.00 directly redeemable for flight, hotel, duty-free, and parking bookings on the Adani One app. Please note: Adani Reward Points expire 2 years (24 months) from the date of accrual.
What is the interest-free grace period on ICICI Adani One Signature Credit Card and how does it work?
The interest-free period on ICICI Adani One Signature Credit Card is Up to 50 days of interest-free credit from transaction date.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (3.50% per month (42.00% per annum) on revolving balances.) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.