यात्रा एवं विमानन (Travel)नेटवर्क: Visa Platinumसत्यापित: 2026-09-28 (180-दिवसीय SLA)

आईसीआईसीआई अडाणी वन प्लेटिनम क्रेडिट कार्ड

जारीकर्ता बैंक / संस्था: ICICI Bank Ltd.

Entry-level airport co-branded card offering 3% rewards on Adani One, 8 domestic airport lounge visits, and 1 Pranaam meet-and-greet pass.

वार्षिक शुल्क (Annual Fee)₹750 + GST (Renewal: ₹750 + GST)

शुल्क माफी खर्च सीमाSpend ₹3,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹750 waived.

रिवॉर्ड दर (Reward Rate)3% Adani Reward Points on transactions inside the Adani One ecosystem (flight bookings, hotel reservations, train tickets, duty-free purchases, airport parking). 1.5% Adani Reward Points on domestic retail spends. 1% on utility and international transactions.

ब्याज प्रभार (APR)3.50% per month (42.00% per annum) on revolving balances.

💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)

कार्ड का संक्षिप्त विवरण

ICICI Adani One Platinum Credit Card is an accessible entry-to-mid travel card for flyers using Adani-operated airport terminals. It provides 3% reward points, 8 domestic airport lounge visits per year, and 1 complimentary Pranaam meet-and-greet service for an annual fee of ₹750.

स्वागत लाभ (Welcome Benefit)

Adani One app travel and duty-free shopping vouchers worth ₹5,000 credited upon card fee payment and activation.

एयरपोर्ट लाउंज एक्सेस (Lounge Access)

8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter) at partner airport lounges.

ईंधन अधिभार छूट (Fuel Surcharge Waiver)

1% fuel surcharge waiver across all fuel stations in India on transaction amounts between ₹400 and ₹4,000.

माइलस्टोन खर्च लाभ (Milestone Perks)

1 complimentary Pranaam airport meet-and-greet service at Adani-managed airports. 2 complimentary airport car parking vouchers annually.

📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)

पात्रता की शर्तें

Salaried Indian individuals aged 21 to 60 with monthly salary exceeding ₹35,000. Self-employed individuals aged 21 to 65 with annual ITR exceeding ₹6,00,000.

न्यूनतम वार्षिक आय आवश्यकता

₹35,000/month (Salaried) / ₹6,00,000/year ITR (Self-Employed)

CIBIL स्कोर आवश्यकता: A credit score of 720+ is standard.

📂आवश्यक दस्तावेज (Required Documents)

1. PAN Card (statutory requirement) 2. Proof of Identity & Residence: Aadhaar Card, Passport, or Voter ID 3. Proof of Income: Last 3 months' salary slips with bank statement OR Latest ITR with Computation Sheet 4. Passport-size photograph.

⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)

No complimentary international airport lounge visits. Pranaam meet-and-greet service limited to 1 visit. Spend-based fee waiver requires ₹3 Lakhs annual spend.

विलंब भुगतान शुल्क:Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).

एटीएम नकद निकासी शुल्क:2.5% of transaction amount or ₹500 (whichever is higher) + 3.50% monthly finance charges.

विदेशी मुद्रा मार्कअप:3.50% + GST on foreign currency transactions.

🚀आवेदन के चरण (How to Apply)

Step 1: Open the Adani One app or visit icicibank.com/adani-one. Step 2: Enter PAN and mobile number for instant eligibility check. Step 3: Select Adani One Platinum Credit Card. Step 4: Enter employer details and monthly salary. Step 5: Complete online Video KYC session with bank official. Step 6: Card is approved and dispatched via courier within 3 to 5 business days.

आधिकारिक कार्ड पोर्टल पर जाएं आधिकारिक MITC दस्तावेज देखें↗

❓अक्सर पूछे जाने वाले प्रश्न (FAQs)

What happens if I miss the minimum payment due on ICICI Adani One Platinum Credit Card?

If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).. In addition, revolving finance charges at 3.50% per month (42.00% per annum) on revolving balances. will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.

Can I convert transactions on ICICI Adani One Platinum Credit Card into EMI?

Yes, ICICI Bank Ltd. provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.

How do I track and redeem reward points or cashback on ICICI Adani One Platinum Credit Card?

You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into ICICI Bank Ltd.'s official mobile banking application or web portal. 1 Adani Reward Point = ₹1.00 directly redeemable for travel and airport services on the Adani One platform. Please note: Adani Reward Points expire 2 years (24 months) from the date of accrual.

What is the interest-free grace period on ICICI Adani One Platinum Credit Card and how does it work?

The interest-free period on ICICI Adani One Platinum Credit Card is Up to 50 days of interest-free credit from transaction date.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (3.50% per month (42.00% per annum) on revolving balances.) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.