ईज़ी-डाइनर इंडसइंड बैंक क्रेडिट कार्ड
जारीकर्ता बैंक / संस्था: IndusInd Bank Ltd.
Premier dining credit card delivering instant extra 25% off (up to ₹1,000) on restaurant bills via PayEazy, free EazyDiner Prime, and 8 lounge visits.
💳कार्ड विवरण एवं मुख्य लाभ (Card Overview & Benefits)
कार्ड का संक्षिप्त विवरण
EazyDiner IndusInd Bank Credit Card is India's definitive dining out credit card. Tailored for foodies and frequent restaurant visitors, it delivers an instant extra 25% discount (up to ₹1,000) every time a bill is settled via PayEazy on the EazyDiner app, a free EazyDiner Prime annual membership, and 8 domestic airport lounge visits.
Complimentary 1-year EazyDiner Prime membership (worth ₹2,950) + 2,000 EazyPoints + ₹1,000 Postcard Hotel voucher credited upon card activation.
2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually) at participating lounges in India.
1% fuel surcharge waiver across all fuel stations in India on transaction amounts between ₹400 and ₹4,000.
Buy 1 Get 1 free movie ticket discount on BookMyShow up to ₹200 (twice a month). Earn 2,000 bonus EazyPoints on reaching ₹30,000 monthly spend. Free alcoholic beverage at select partner restaurants.
📋पात्रता मानदंड एवं नियम (Eligibility & Requirements)
पात्रता की शर्तें
Salaried Indian individuals aged 21 to 65 with monthly salary exceeding ₹30,000. Self-employed individuals aged 21 to 65 with annual ITR exceeding ₹4,00,000.
न्यूनतम वार्षिक आय आवश्यकता
₹30,000/month (Salaried) / ₹4,00,000/year ITR (Self-Employed)
📂आवश्यक दस्तावेज (Required Documents)
1. PAN Card (statutory requirement) 2. Proof of Identity & Residence: Aadhaar Card, Passport, or Voter ID 3. Proof of Income: Last 3 months' salary slips with bank statement OR Latest ITR with Computation Sheet 4. Passport-size photograph.
⚠️क्या कमी है / महत्वपूर्ण शुल्क चेतावनियां (Honest MITC Disclosures & Hidden Costs)
Maximum dining discount is capped at ₹1,000 per transaction and applies only at partner restaurants supporting PayEazy on the EazyDiner platform. Spend waiver requires ₹2 Lakhs annual spend. Forex markup is 3.50%.
🚀आवेदन के चरण (How to Apply)
Step 1: Open the EazyDiner app or visit indusind.com/eazydiner. Step 2: Enter PAN and mobile number for soft eligibility check. Step 3: Select EazyDiner IndusInd Credit Card. Step 4: Enter employer details and monthly salary. Step 5: Complete online Video KYC session with bank official. Step 6: Digital card activated instantly in EazyDiner app; physical card dispatched within 3 business days.
❓अक्सर पूछे जाने वाले प्रश्न (FAQs)
What happens if I miss the minimum payment due on EazyDiner IndusInd Bank Credit Card?
If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹350 for ₹501–₹1,000; ₹550 for ₹1,001–₹5,000; ₹800 for ₹5,001–₹10,000; ₹1,100 for ₹10,001–₹25,000; ₹1,300 for above ₹25,000 (+ GST).. In addition, revolving finance charges at 3.83% per month (46.00% per annum) on revolving balances. will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.
Can I convert transactions on EazyDiner IndusInd Bank Credit Card into EMI?
Yes, IndusInd Bank Ltd. provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.
How do I track and redeem reward points or cashback on EazyDiner IndusInd Bank Credit Card?
You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into IndusInd Bank Ltd.'s official mobile banking application or web portal. 1 Reward Point = ₹0.20 directly redeemable for dining vouchers or statement credit. Please note: Reward points expire 2 years (24 months) from the date of accrual.
What is the interest-free grace period on EazyDiner IndusInd Bank Credit Card and how does it work?
The interest-free period on EazyDiner IndusInd Bank Credit Card is Up to 50 days of interest-free credit from transaction date.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (3.83% per month (46.00% per annum) on revolving balances.) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.