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A specialized revolving credit delivery mechanism providing timely and affordable institutional credit to farmers, dairy owners, and fishermen for cultivation expenses, post-harvest needs, and farm maintenance.
Carries concessional interest rates (effective 4% per annum with prompt repayment subvention) up to ₹3 lakh limit. Required for availing interest subvention and integrated with PMFBY crop insurance cover.
A specialized revolving credit delivery mechanism providing timely and affordable institutional credit to farmers, dairy owners, and fishermen for cultivation expenses, post-harvest needs, and farm maintenance. Carries concessional interest rates (effective 4% per annum with prompt repayment subvention) up to ₹3 lakh limit. Required for availing interest subvention and integrated with PMFBY crop insurance cover.
Kisan Credit Card Passbook / Sanction Letter from Lending Bank
Schemes that explicitly reference KCC as an eligibility criterion include: Pradhan Mantri Awas Yojana - Gramin (PMAY-G), Kisan Credit Card (KCC) Scheme, Agriculture Infrastructure Fund (AIF), Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PMMKSSY), Modified Interest Subvention Scheme (MISS). Browse the complete list on this page, or use the Eligibility Checker at eligohub.in/eligibility-checker/ to find all matching programs.
Definitions and criteria referenced here reflect statutory guidelines issued by the respective Union Ministry or State Authority. When presenting documentation for welfare scheme verification, ensure that physical certificates or DigiLocker digital credentials carry verifiable QR codes, official department seals, or digital signatures. Consult your local Tehsildar or District Magistrate's office for state-specific issuance circulars.
Programs where KCC status is a listed eligibility condition or documentation requirement.
Flagship rural housing program providing financial assistance to houseless rural households and those living in dilapidated houses to construct pucca dwellings.
Institutional revolving credit facility providing farmers short-term agricultural loans up to ₹3 lakh at an effective interest rate of just 4% with interest subvention.
Financing facility providing 3% interest subvention and credit guarantees on bank loans up to ₹2 crore for post-harvest agriculture infrastructure.
Central sector sub-scheme under PMMSY providing Rs. 6,000 crore for formalizing the fisheries sector, digital identity cards, 50% aquaculture insurance reimbursement, and performance grants.
Central scheme providing short-term crop loans up to ₹3 lakh at an effective interest rate of 4% per annum for prompt-repaying farmers.
Ministry of Cooperation multi-scheme initiative creating 700 lakh MT decentralized grain storage capacity at Primary Agricultural Credit Societies.