Bhabishyat Credit Card Scheme (BCCS Youth Entrepreneurship Loans)
Department of Social Welfare, Government of West Bengal
Bank loan up to ₹5 Lakh with 10% state subsidy up to ₹25,000 and 85% credit guarantee for youth starting businesses in WB.
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Administers statutory welfare programs, direct benefit disbursements, and departmental initiatives across West Bengal.
Official state nodal department overseeing Business & Entrepreneurship schemes and citizen benefits in West Bengal.
Eligo indexes and independently verifies 5 active programs administered by this ministry against primary government gazettes under a 180-day re-verification SLA. Always confirm current guidelines on the official portal before applying.
Official statutory channels to resolve service delays, report discrepancies, or obtain public records under RTI Act 2005.
Citizens can lodge official grievances regarding any scheme administered by Department of Social Welfare, Government of West Bengal on CPGRAMS (Central Public Grievance Redressal and Monitoring System). The nodal appellate officer is mandated to review and furnish a resolution report within the stipulated departmental timeline.
Under Section 6(1) of the RTI Act 2005, any citizen can request official information, fund allocation records, or beneficiary sanction lists from Department of Social Welfare, Government of West Bengal. Applications cost ₹10 (free for BPL applicants) and must receive a response from the designated Central Public Information Officer (CPIO) within 30 days.
Common citizen queries about this ministry's mandate, schemes, and contact channels.
Department of Social Welfare, Government of West Bengal administers 5 verified welfare programs cataloged on Eligo, including Bhabishyat Credit Card Scheme (BCCS Youth Entrepreneurship Loans), Gatidhara Scheme (Commercial Transport Vehicle Subsidy for Unemployed Youth), Karma Sathi Prakalpa (Soft Loan & Project Subsidy for Unemployed Youth), and 2 more programs. These can be browsed by category or searched using the Eligibility Checker.
Citizens may register grievances against Department of Social Welfare, Government of West Bengal's schemes on the Central Public Grievance Redressal and Monitoring System (CPGRAMS) at pgportal.gov.in. The ministry's official website at https://wb.gov.in also maintains a dedicated Public Grievance section under the Citizen's Charter. You may also file an RTI application at rtionline.gov.in to obtain scheme-specific information within 30 days.
The annual budget allocation for Department of Social Welfare, Government of West Bengal is published in the Union Budget presented by the Ministry of Finance each February. Visit the official Budget portal at indiabudget.gov.in for the most current figures. Scheme-wise expenditure is also available in the ministry's Annual Report on its official website.
RTI applications to Department of Social Welfare, Government of West Bengal can be filed: (1) Online at rtionline.gov.in — free of cost for BPL applicants, ₹10 for others, (2) By post or in person at the ministry's registered CPIO office. Under the RTI Act 2005, the Central Public Information Officer (CPIO) must respond within 30 days. For first appeals against unsatisfactory responses, submit to the First Appellate Authority within 30 days. Second appeals go to the Central Information Commission (CIC) at cic.gov.in.
Eligo is an independent civic discovery engine. We are not affiliated with, endorsed by, or operating on behalf of Department of Social Welfare, Government of West Bengal or any government entity. All application submissions, document verifications, and benefit disbursements occur strictly on official government portals ending in .gov.in or .nic.in. Never pay registration or application processing fees to unauthorized agents or third-party websites.
Department of Social Welfare, Government of West Bengal
Bank loan up to ₹5 Lakh with 10% state subsidy up to ₹25,000 and 85% credit guarantee for youth starting businesses in WB.
Department of Social Welfare, Government of West Bengal
30% subsidy up to ₹1 Lakh for registered unemployed youth to purchase auto-rickshaws, taxis, vans, or trucks in West Bengal.
Department of Social Welfare, Government of West Bengal
Soft loans up to ₹2 Lakh with 15% project subsidy (up to ₹25,000) through cooperative banks to start micro-businesses in WB.
Department of Social Welfare, Government of West Bengal
Soft loans up to ₹2 Lakh with 15% state project subsidy and interest subvention for unemployed youth enterprise creation.
Department of Social Welfare, Government of West Bengal
Youth entrepreneurship loans up to ₹5 Lakh with 10% margin money subsidy (up to ₹25,000) and 100% state credit guarantee in West Bengal.