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TRAVEL & AVIATION · AIR MILES · FOREX MARKUP · LOUNGE CRITERIA

Travel & Airline Credit Cards

Travel cards offer premium flight, hotel, and lounge benefits, but also carry the strictest fine print in Indian retail banking. In recent regulatory cycles, almost all major issuers (HDFC, ICICI, Axis, SBI) revised their lounge access rules from unconditional entry to strict spend qualification criteria (e.g. spending ₹35,000 to ₹1 Lakh in the preceding calendar quarter). This directory provides accurate, de-hyped terms from official MITC documents.

Browse Cards by Target Segment

All Cards117Student4Salaried12Self-Employed104Travel47Fuel7Rewards41Lifetime Free22

1. Lounge Spend Hurdles

Unconditional free lounge visits are largely extinct on entry/mid cards. Cardholders must spend a mandatory threshold (typically ₹50,000) in calendar quarter N to generate a complimentary lounge QR voucher for quarter N+1.

2. Forex Markup Rates

Standard Indian cards charge 3.50% + 18% GST on all international transactions (net ~4.13% fee). Dedicated travel cards (like Scapia) reduce this markup to 0%, while super-premium cards (Infinia, Magnus) charge 2.0%.

3. Air Mile Transfer Caps

Converting bank reward points into airline miles (Air India, KrisFlyer, Accor, Marriott Bonvoy) frequently involves annual transfer ratio caps and point devaluation cycles. Check real partner conversion tables.

Verified Travel & Aviation Cards (47)

100% Verified MITC
✈️Travel & AviationEveryday / Salaried
Verified MITC

AU Small Finance Bank Vetta Credit Card

SBI Card•Visa Signature•एयू स्मॉल फाइनेंस बैंक वेट्टा क्रेडिट कार्ड

Lifestyle and travel card offering 4 points per ₹100 on dining & grocery, 4 domestic lounge visits, and 4,000 quarterly milestone points.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter (up to 4 visits annually). 2 complimentary domestic railway lounge visits per calendar quarter.
Reward: 4 Reward Points per ₹100 spent on grocery, departmental stores, and dining checkouts. 2 Reward Points per ₹100 on all other retail transactions. 1 Reward Point per ₹100 on utilities.
Welcome: Shopping voucher worth ₹2,000 from top retail brands upon spending ₹30,000 within 60 days of card issuance.
Fee Waiver: Spend ₹1,50,000 or more in each preceding anniversary year to get the annual renewal fee of ₹2,999 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

AU Small Finance Bank Zenith Credit Card

SBI Card•Visa Infinite•एयू स्मॉल फाइनेंस बैंक जेनिथ क्रेडिट कार्ड

Super-premium metal card offering 16 domestic & 8 international lounge visits, 10X points on dining, low 1.99% forex markup, and golf games.

Joining / Annual Fee₹7,999 + GST (Renewal: ₹7,999 + GST)
Lounge Access16 complimentary domestic airport lounge visits per calendar year (4 visits per calendar quarter). 8 complimentary international airport lounge visits per calendar year via Priority Pass. 8 railway lounge visits per year.
Reward: 10 Reward Points per ₹100 spent on dining and international transactions (effective 2.50% return). 4 Reward Points per ₹100 on grocery, departmental stores, and travel. 2 Reward Points per ₹100 on other retail spends.
Welcome: 10,000 bonus Reward Points (worth ₹2,500) or luxury hotel/dining voucher credited upon fee payment and spending ₹1 Lakh in 60 days.
Fee Waiver: Spend ₹5,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹7,999 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Air India SBI Platinum Card

SBI Card•Visa•एयर इंडिया एसबीआई प्लेटिनम कार्ड

Co-branded Air India credit card offering 5,000 welcome points, 1:1 Maharaja points conversion, 8 domestic lounge visits, and 5X points on Air India tickets.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter).
Reward: 5 Reward Points per ₹100 spent on Air India tickets booked via airindia.com, Air India mobile app, or booking offices. 2 Reward Points per ₹100 on other retail spends.
Welcome: 5,000 bonus Reward Points (worth 5,000 Air India Maharaja Flying Returns points) upon payment of joining fee.
Fee Waiver: No spend-based waiver; compensated with 2,000 bonus Air India Reward Points as an annual renewal anniversary gift.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Air India SBI Signature Card

SBI Card•Visa•एयर इंडिया एसबीआई सिग्नेचर कार्ड

Super-premium aviation card offering 20,000 welcome Maharaja points, 30 points per ₹100 on Air India flights, and up to 1,00,000 annual milestone bonus points.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per year (max 2 visits per quarter). Complimentary Priority Pass membership with access to 1,000+ international airport lounges.
Reward: 30 Reward Points per ₹100 spent on Air India tickets booked via airindia.com or Air India mobile app. 4 Reward Points per ₹100 on all other retail transactions.
Welcome: 20,000 bonus Reward Points (convertible to 20,000 Air India Maharaja Points) upon payment of joining fee.
Fee Waiver: No spend-based waiver; compensated with 5,000 bonus Air India Reward Points credited as an annual anniversary gift.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Axis Atlas Credit Card

SBI Card•Visa Signature•एक्सिस एटलस क्रेडिट कार्ड

Dedicated air miles credit card featuring 1:2 airline partner transfer ratio, 5 EDGE Miles on flight bookings, and tiered lounge access.

Joining / Annual Fee₹5,000 + GST (Renewal: ₹5,000 + GST)
Lounge AccessTier-based lounge access: Silver tier receives 8 domestic + 4 international lounge visits; Gold tier receives 12 domestic + 6 international; Platinum tier receives 18 domestic + 12 international airport lounge visits per year.
Reward: 5 EDGE Miles per ₹100 spent directly on airline websites and hotel bookings (up to ₹2 Lakhs per month). 2 EDGE Miles per ₹100 on all other regular retail purchases.
Welcome: 5,000 bonus EDGE Miles credited upon completing first transaction within 30 days of card issuance (worth ₹5,000 on flight bookings or up to 10,000 airline partner miles).
Fee Waiver: No fee waiver; annual renewal fee payment of ₹5,000 awards 2,500 to 10,000 bonus EDGE Miles based on qualifying tier status.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Axis Bank Horizon Credit Card

SBI Card•Visa Infinite•एक्सिस बैंक होराइजन क्रेडिट कार्ड

Global travel credit card offering low 1.99% forex markup, 8 domestic & 4 international lounge visits, and 1:1 air miles transfer.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 5 EDGE Miles per ₹100 spent on airline ticket bookings. 2 EDGE Miles per ₹100 on other retail transactions.
Welcome: 5,000 EDGE Miles credited upon completing first transaction within 30 days of card issuance.
Fee Waiver: Spend ₹5,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹3,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Axis Bank Privilege Credit Card

SBI Card•Visa Signature / Mastercard•एक्सिस बैंक प्रिविलेज क्रेडिट कार्ड

Versatile salaried lifestyle card offering ₹5,000 welcome vouchers, 8 domestic lounge visits, and ₹2.5 Lakhs spend-based fee waiver.

Joining / Annual Fee₹1,500 + GST (Renewal: ₹1,500 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually) upon spending ₹50,000 in preceding quarter.
Reward: 10 EDGE Reward Points per ₹200 spent on all regular retail transactions. 2X Reward Points on priority merchant categories.
Welcome: Shopping or travel vouchers worth ₹5,000 credited upon completing 3 transactions within 60 days of card issuance.
Fee Waiver: Spend ₹2,50,000 or more in each preceding anniversary year to get the annual renewal fee of ₹1,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Axis Magnus Credit Card

SBI Card•Visa Infinite / Mastercard World Elite•एक्सिस मैग्नस क्रेडिट कार्ड

Super-premium lifestyle card offering unlimited global lounge visits with guests, 8 airport meet-and-greet passes, and 2.0% forex markup.

Joining / Annual Fee₹12,500 + GST (Renewal: ₹12,500 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary cardholders + 8 complimentary guest visits per calendar year. Unlimited complimentary international airport lounge access worldwide via Priority Pass with 8 complimentary guest visits per year.
Reward: 12 EDGE Reward Points per ₹200 spent on regular retail transactions. 35 EDGE Reward Points per ₹200 spent on airline and hotel bookings via Axis Travel EDGE portal (effective 5X reward rate).
Welcome: Complimentary domestic flight ticket voucher worth up to ₹10,000 (or luxury hotel stay voucher) credited upon payment of joining fee and first card swipe.
Fee Waiver: Spend ₹25,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹12,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Axis Select Credit Card

SBI Card•Visa Signature•एक्सिस सेलेक्ट क्रेडिट कार्ड

Premium lifestyle card offering 8 domestic & 6 international lounge visits, 6 complimentary golf rounds, and BookMyShow B1G1 tickets.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually). 6 complimentary international lounge visits per calendar year via Priority Pass with spend qualification.
Reward: 10 EDGE Reward Points per ₹200 spent on regular retail purchases. 2X Reward Points (20 EDGE points per ₹200) on retail grocery and supermarket spending (capped at 1,000 points per month).
Welcome: Amazon gift voucher worth ₹2,000 upon completing first retail transaction within 30 days of card issuance.
Fee Waiver: Spend ₹6,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹3,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Club Vistara IDFC FIRST Credit Card

SBI Card•Mastercard World•क्लब विस्तारा आईडीएफसी फर्स्ट क्रेडिट कार्ड

Aviation card offering 1 complimentary Premium Economy ticket welcome, Silver tier membership, up to 5 milestone flight tickets, and 1.99% forex markup.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter) at participating domestic lounges. 4 complimentary domestic railway lounge visits per quarter.
Reward: 6 CV Points per ₹200 spent on regular retail spends up to ₹1 Lakh per month. 4 CV Points per ₹200 on spends above ₹1 Lakh. 1 CV Point per ₹200 on utility, insurance, and fuel spends.
Welcome: 1 complimentary Premium Economy domestic flight ticket voucher on Air India/Vistara, plus complimentary Club Vistara Silver Tier membership and 1 Class Upgrade voucher.
Fee Waiver: No spend-based waiver; each annual fee payment of ₹4,999 awards 1 complimentary Premium Economy flight ticket voucher and renewal CV points.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Club Vistara IndusInd Bank Explorer Credit Card

SBI Card•Visa Infinite•क्लब विस्तारा इंडसइंड बैंक एक्सप्लोरर क्रेडिट कार्ड

Super-premium aviation card offering Business Class ticket vouchers, ZERO forex markup (0%), Gold status, and 32 global lounge visits.

Joining / Annual Fee₹40,000 + GST Joining (Renewal: ₹10,000 + GST)
Lounge Access16 complimentary domestic airport lounge visits per calendar year (4 visits per calendar quarter). 16 complimentary international lounge visits per calendar year via Priority Pass with guest access privileges.
Reward: 8 CV Points per ₹200 on airline and hotel spends. 6 CV Points per ₹200 on other retail purchases. 1 CV Point per ₹200 on utility and insurance spends.
Welcome: 1 complimentary Business Class domestic flight ticket voucher on Air India/Vistara, luxury gift voucher worth ₹25,000 (Oberoi Hotels / Luxe Gift Card), plus complimentary Club Vistara Gold Tier membership status.
Fee Waiver: Spend ₹10,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹10,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Club Vistara SBI Card

SBI Card•Visa•क्लब विस्तारा एसबीआई कार्ड

Affordable airline co-branded card offering complimentary domestic Economy ticket on joining and renewal, 4 domestic lounge visits, and milestone flight tickets.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (max 1 visit per quarter).
Reward: 3 Club Vistara (CV) Points per ₹200 spent on all retail categories.
Welcome: 1 Complimentary One-Way Domestic Economy class ticket voucher upon payment of joining fee.
Fee Waiver: No spend-based waiver; compensated with 1 complimentary Domestic Economy flight ticket voucher upon payment of annual fee.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Club Vistara SBI Card PRIME

SBI Card•Visa•क्लब विस्तारा एसबीआई कार्ड प्राइम

Co-branded aviation credit card offering free domestic Premium Economy ticket on joining and renewal, Club Vistara Silver tier, and up to 4 milestone flight tickets.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 4 Club Vistara (CV) Points per ₹200 spent on all eligible retail categories. Accelerated CV points on direct airline bookings.
Welcome: 1 Complimentary One-Way Domestic Premium Economy flight ticket voucher upon payment of joining fee + 1 Complimentary Club Vistara Silver Tier Membership.
Fee Waiver: Spend-based fee waiver not applicable; compensated via annual renewal complimentary Domestic Premium Economy flight ticket voucher.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Federal Bank Celesta Credit Card

SBI Card•Visa Infinite / RuPay Crown•फेडरल बैंक सेलेस्टा क्रेडिट कार्ड

Flagship luxury card offering 8 domestic & 2 international lounge visits, INOX B1G1 tickets up to ₹250, golf rounds, and 2.0% forex markup.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually). 2 complimentary international lounge visits per calendar year via Priority Pass / DreamFolks.
Reward: 3X Reward Points on international spends. 2X Reward Points on travel and dining. 1 Reward Point per ₹100 on other retail transactions.
Welcome: Amazon gift voucher or luxury hospitality voucher worth ₹3,000 upon payment of joining fee and first card transaction.
Fee Waiver: Spend ₹3,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹3,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

Federal Bank Scapia Co-Branded Credit Card

SBI Card•Visa Signature•फेडरल बैंक स्केपिया को-ब्रांडेड क्रेडिट कार्ड

True ZERO forex markup (0%) travel card with unlimited domestic lounge access on ₹5,000 spend and Lifetime Free ownership.

Joining / Annual FeeLifetime Free (₹0 Joining Fee / ₹0 Annual Fee)
Lounge AccessUnlimited complimentary domestic airport lounge access across India upon spending ₹5,000 or more in the preceding billing cycle (one of India's easiest lounge access qualifications).
Reward: 20% Scapia Coins on all domestic and international travel bookings (flights and hotels) made through the Scapia mobile application. 10% Scapia Coins on all other eligible domestic and international retail spends (5 Scapia Coins per ₹100 spent, where 5 coins = ₹1).
Welcome: Zero joining fee, instant digital card activation, and ZERO FOREX MARKUP (0.00%) on all international transactions.
Fee Waiver: Unconditionally Lifetime Free (LTF) with zero annual renewal fees.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

HDFC 6E Rewards Credit Card

SBI Card•Mastercard•एचडीएफसी 6E रिवार्ड्स क्रेडिट कार्ड

IndiGo co-branded aviation card offering 1 complimentary domestic flight voucher welcome, 2.5% rewards on IndiGo, and 6E Prime priority perks.

Joining / Annual Fee₹700 + GST (Renewal: ₹700 + GST)
Lounge AccessNo complimentary airport lounge access on this base 6E variant (available on 6E Rewards XL variant).
Reward: 2.5% 6E Rewards on IndiGo ticket and add-on bookings via goindigo.in. 2% 6E Rewards on dining, grocery, and entertainment. 1% 6E Rewards on all other retail transactions.
Welcome: 1 complimentary IndiGo domestic flight ticket voucher worth ₹1,500 on making 3 transactions in the first 30 days, plus 1 complimentary 6E Prime add-on pack (choice of seat, meal, and baggage tag).
Fee Waiver: No automatic fee waiver; renewal fee payment of ₹700 generates 1 complimentary 6E Rewards flight voucher on IndiGo.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

HDFC Diners Club Black Credit Card (Metal Edition)

SBI Card•Diners Club / Discover•एचडीएफसी डाइनर्स क्लब ब्लैक क्रेडिट कार्ड (मेटल एडिशन)

Super-premium lifestyle metal card with unlimited domestic & global Diners Club lounge visits, 1:1 air miles transfer, and up to 33.3% SmartBuy rewards.

Joining / Annual Fee₹10,000 + GST (Renewal: ₹10,000 + GST)
Lounge AccessUnlimited complimentary domestic and international airport lounge access worldwide for primary and add-on cardholders across 1,300+ Diners Club lounges.
Reward: 5 Reward Points per ₹150 spent on all retail transactions (base 3.33% reward rate). Up to 10X Reward Points (up to 33.3% effective return) on hotel and flight bookings through SmartBuy (capped at 7,500 bonus points per month).
Welcome: 10,000 Reward Points credited upon fee realization, plus complimentary annual memberships to Club Marriott, Swiggy One, Amazon Prime, and MMTBLACK upon spending ₹1.5 Lakhs in 90 days.
Fee Waiver: Spend ₹8,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹10,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

HDFC Diners Club ClubMiles Credit Card

SBI Card•Diners Club / Discover•एचडीएफसी डाइनर्स क्लब क्लबमाइल्स क्रेडिट कार्ड

Dedicated frequent flyer credit card offering 1:1 air miles transfer to global airline programs and 4 complimentary global airport lounge visits.

Joining / Annual Fee₹1,000 + GST (Renewal: ₹1,000 + GST)
Lounge Access4 complimentary domestic and international airport lounge visits per calendar year via the Diners Club global lounge directory.
Reward: 4 ClubMiles per ₹150 spent on all retail transactions. Accelerated ClubMiles on airline ticket bookings made through the dedicated Diners Club portal.
Welcome: 1,000 ClubMiles credited upon payment of the annual joining fee.
Fee Waiver: Spend ₹1,50,000 or more in each preceding anniversary year to get the annual renewal fee of ₹1,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

HDFC Diners Club Privilege Credit Card

SBI Card•Diners Club / Discover•एचडीएफसी डाइनर्स क्लब प्रिविलेज क्रेडिट कार्ड

Mid-premium lifestyle credit card offering 8 domestic & global lounge visits, BookMyShow B1G1 tickets up to ₹250 twice a month, and 2.0% forex markup.

Joining / Annual Fee₹2,500 + GST (Renewal: ₹2,500 + GST)
Lounge Access2 complimentary domestic and international airport lounge visits per calendar quarter worldwide via Diners Club network (up to 8 complimentary lounge visits annually).
Reward: 4 Reward Points per ₹150 spent on regular retail purchases. Up to 5X Reward Points (up to 13.3% return) on SmartBuy flight and hotel bookings.
Welcome: Complimentary annual memberships to Amazon Prime, Swiggy One, and Times Prime on spending ₹75,000 within the first 90 days of card issuance.
Fee Waiver: Spend ₹3,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹2,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

HDFC Infinia Credit Card (Metal Edition)

SBI Card•Visa Infinite / Mastercard World Elite•एचडीएफसी इनफिनिया क्रेडिट कार्ड (मेटल एडिशन)

Super-premium invite-only metal card offering up to 33.3% rewards via SmartBuy, unlimited global airport lounge access, and 1:1 air miles redemption.

Joining / Annual Fee₹12,500 + GST (Renewal: ₹12,500 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary and add-on cardholders. Unlimited complimentary international airport lounge access worldwide via Priority Pass for primary and add-on cardholders with unlimited guest access privileges.
Reward: 5 Reward Points per ₹150 spent on all retail transactions (base 3.33% reward rate). Up to 5X Reward Points (33.3% effective return) on flights, hotels, and partner vouchers booked via HDFC SmartBuy portal (capped at 10,000 bonus points per month).
Welcome: 12,500 Reward Points (worth up to ₹12,500) credited upon fee realization and card activation, plus complimentary Club Marriott membership for 1 year.
Fee Waiver: Spend ₹10,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹12,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

HDFC Marriott Bonvoy Credit Card

SBI Card•Diners Club•एचडीएफसी मैरियट बॉन्वॉय क्रेडिट कार्ड

Hospitality credit card providing 1 Free Night Award every year at Marriott hotels, 12 domestic & 12 international lounge visits, and 10 Elite Night Credits.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access12 complimentary domestic airport lounge visits per calendar year (applicable at both domestic and international terminals within India). 12 complimentary international lounge visits per calendar year via Diners Club global lounge directory.
Reward: 8 Marriott Bonvoy points per ₹150 spent at participating Marriott Bonvoy hotels. 4 Marriott Bonvoy points per ₹150 on travel, dining, and entertainment. 2 Marriott Bonvoy points per ₹150 on all other retail transactions.
Welcome: 1 Free Night Award (worth up to 15,000 Marriott Bonvoy points) valid at participating Marriott hotels worldwide, plus complimentary Marriott Bonvoy Silver Elite status and 10 Elite Night Credits.
Fee Waiver: No spend-based waiver; each renewal fee payment of ₹3,000 earns 1 complimentary Free Night Award (up to 15,000 points) at participating Marriott Bonvoy hotels worldwide.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

HDFC Regalia Credit Card

SBI Card•Visa / Mastercard•एचडीएफसी रेगलिया क्रेडिट कार्ड

Classic premium travel and corporate credit card with 12 domestic and 6 international lounge accesses, 2% forex markup, and 10X SmartBuy rewards.

Joining / Annual Fee₹2,500 + GST (Renewal: ₹2,500 + GST)
Lounge Access12 complimentary domestic airport lounge visits per calendar year within India. 6 complimentary international lounge visits per calendar year via Priority Pass.
Reward: 4 Reward Points per ₹150 spent on all retail purchases. Up to 10X Reward Points on hotel and airline bookings made through SmartBuy.
Welcome: 2,500 Reward Points credited upon realization of the joining fee.
Fee Waiver: Spend ₹3,00,000 or more in the preceding anniversary year to get the annual fee of ₹2,500 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

HDFC Regalia Gold Credit Card

SBI Card•Visa / Mastercard•एचडीएफसी रेगलिया गोल्ड क्रेडिट कार्ड

Flagship premium travel and lifestyle credit card with 12 domestic & 6 international lounge visits, 2.0% forex markup, and ₹10,000 in milestone flight vouchers.

Joining / Annual Fee₹2,500 + GST (Renewal: ₹2,500 + GST)
Lounge Access12 complimentary domestic airport lounge visits per calendar year (applicable at both domestic and international terminals within India). 6 complimentary international lounge visits per calendar year via Priority Pass for primary and add-on cardholders.
Reward: 4 Reward Points per ₹150 spent on regular retail purchases. 5X Reward Points (20 points per ₹150) at Marks & Spencer, Myntra, Nykaa, and Reliance Digital.
Welcome: Gift voucher worth ₹2,500 from Marks & Spencer, Myntra, Nykaa, or Reliance Digital, plus complimentary Club Vistara Silver Tier and MMTBLACK Gold membership upon spending ₹1 Lakh in 90 days.
Fee Waiver: Spend ₹4,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹2,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

ICICI Adani One Platinum Credit Card

SBI Card•Visa Platinum•आईसीआईसीआई अडाणी वन प्लेटिनम क्रेडिट कार्ड

Entry-level airport co-branded card offering 3% rewards on Adani One, 8 domestic airport lounge visits, and 1 Pranaam meet-and-greet pass.

Joining / Annual Fee₹750 + GST (Renewal: ₹750 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter) at partner airport lounges.
Reward: 3% Adani Reward Points on transactions inside the Adani One ecosystem (flight bookings, hotel reservations, train tickets, duty-free purchases, airport parking). 1.5% Adani Reward Points on domestic retail spends. 1% on utility and international transactions.
Welcome: Adani One app travel and duty-free shopping vouchers worth ₹5,000 credited upon card fee payment and activation.
Fee Waiver: Spend ₹3,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹750 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

ICICI Adani One Signature Credit Card

SBI Card•Visa Signature•आईसीआईसीआई अडाणी वन सिग्नेचर क्रेडिट कार्ड

Airport ecosystem card offering 7% rewards on Adani One, 16 domestic & 4 international lounge visits, and 2 Pranaam meet-and-greet passes.

Joining / Annual Fee₹5,000 + GST (Renewal: ₹5,000 + GST)
Lounge Access16 complimentary domestic airport lounge visits per calendar year (4 visits per calendar quarter). 4 complimentary international lounge visits per calendar year via DreamFolks dragonpass.
Reward: 7% Adani Reward Points on all transactions inside the Adani ecosystem via the Adani One app (flight bookings, hotel reservations, train tickets, duty-free shopping, airport parking). 2% Adani Reward Points on domestic retail spends. 1.5% on utility and international spends.
Welcome: Flight, hotel, and duty-free shopping vouchers worth ₹9,000 on the Adani One app platform credited upon payment of the joining fee.
Fee Waiver: Spend ₹6,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹5,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

ICICI Emeralde Credit Card

SBI Card•Visa Infinite / Mastercard World•आईसीआईसीआई एमराल्ड क्रेडिट कार्ड

Ultra-luxury card featuring unlimited domestic & global lounge access with guests, 1.99% forex markup, low 1.99% APR, and BookMyShow discounts up to ₹750.

Joining / Annual Fee₹12,000 + GST (Renewal: ₹12,000 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary and add-on cardholders. Unlimited complimentary international airport lounge access worldwide via DreamFolks dragonpass with complimentary guest visits.
Reward: 4 ICICI Reward Points per ₹100 spent on all retail transactions with no upper capping. 1 Reward Point per ₹100 on utility and insurance spends.
Welcome: Comprehensive luxury welcome gift and bespoke concierge privileges.
Fee Waiver: Spend ₹15,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹12,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

ICICI Emeralde Private Metal Credit Card

SBI Card•Visa Infinite•आईसीआईसीआई एमराल्ड प्राइवेट मेटल क्रेडिट कार्ड

Ultra-HNW metal card with Taj Epicure privileges, unlimited global lounge visits with guest access, and low 1.99% forex markup.

Joining / Annual Fee₹12,500 + GST (Renewal: ₹12,500 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary and add-on cardholders. Unlimited complimentary international airport lounge access worldwide via Priority Pass / DreamFolks with unlimited guest visits.
Reward: 6 ICICI Reward Points per ₹200 on all retail transactions (effective 1.50% base return). 10X Reward Points on hotel and airline bookings via ICICI travel portal.
Welcome: 12,500 ICICI Reward Points credited upon fee realization, plus complimentary Taj Epicure membership and EazyDiner Prime annual membership.
Fee Waiver: Spend ₹10,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹12,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

ICICI MakeMyTrip Signature Credit Card

SBI Card•Visa Signature / Mastercard•आईसीआईसीआई मेकमाईट्रिप सिग्नेचर क्रेडिट कार्ड

Travel co-brand offering ₹4,000 welcome travel vouchers, lifetime free renewal, 1:1 My Cash on bookings, and MMTBLACK Gold membership.

Joining / Annual Fee₹2,500 + GST Joining (Renewal: Lifetime Free ₹0)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter. 1 complimentary domestic railway lounge visit per quarter.
Reward: 4 My Cash per ₹200 spent on hotel bookings via MakeMyTrip. 2 My Cash per ₹200 on flight bookings on MakeMyTrip. 1.25 My Cash per ₹200 on all other retail transactions (1 My Cash = ₹1.00).
Welcome: ₹1,500 MakeMyTrip My Cash + ₹2,500 MakeMyTrip Holiday voucher credited to linked MMT account, plus complimentary MMTBLACK Gold membership tier.
Fee Waiver: Renewal fee is ₹0 (Lifetime Free after paying one-time joining fee of ₹2,500).
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

ICICI Rubyx Credit Card

SBI Card•Visa / Mastercard / RuPay (Dual Card)•आईसीआईसीआई रुबिक्स क्रेडिट कार्ड

Dual-network gemstone card offering golf rounds, 2 domestic lounge visits per quarter, BookMyShow discounts, and RuPay UPI payment integration.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹2,000 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter upon spending ₹35,000 in previous quarter. 2 complimentary domestic railway lounge visits per quarter.
Reward: 4 ICICI Reward Points per ₹100 spent on international purchases and grocery/departmental stores. 2 ICICI Reward Points per ₹100 on other retail domestic transactions.
Welcome: Shopping and travel vouchers worth over ₹5,000 credited within 45 days of paying the joining fee and completing first purchase.
Fee Waiver: Spend ₹3,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹2,000 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

ICICI Sapphiro Credit Card

SBI Card•Visa / Mastercard (Dual Card)•आईसीआईसीआई सफायरो क्रेडिट कार्ड

Premium dual-network travel card offering 16 domestic & 2 international lounge visits, golf games, and BookMyShow B1G1 tickets up to ₹500.

Joining / Annual Fee₹6,500 + GST (Renewal: ₹3,500 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar quarter upon spending ₹35,000 in preceding quarter (up to 16 visits annually). 2 complimentary international airport lounge visits per calendar year via DreamFolks membership. 4 complimentary domestic railway lounge visits per quarter.
Reward: 6 ICICI Reward Points per ₹100 spent on international transactions. 3 ICICI Reward Points per ₹100 spent on domestic retail transactions. 1 Reward Point per ₹100 on utilities and insurance.
Welcome: Welcome voucher bundle worth ₹9,000+ from luxury travel, shopping, and hospitality partners credited within 45 days of paying the joining fee.
Fee Waiver: Spend ₹6,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹3,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

IDFC FIRST Select Credit Card

SBI Card•Visa Signature•आईडीएफसी फर्स्ट सेलेक्ट क्रेडिट कार्ड

Lifetime Free card with 4 domestic airport lounge visits per quarter, low 1.99% forex markup, and B1G1 movie tickets up to ₹125.

Joining / Annual FeeLifetime Free (₹0 Joining Fee / ₹0 Annual Fee)
Lounge Access4 complimentary domestic airport lounge visits per calendar quarter (1 visit per month) upon spending ₹20,000 or more in the preceding calendar month. 4 complimentary domestic railway lounge visits per quarter.
Reward: 10X Reward Points (effective 2.50% return) on incremental monthly spends crossing ₹25,000 and on birthdays. 6X Reward Points (1.50% return) on online spends up to ₹25,000. 3X Reward Points (0.75% return) on offline spends. Reward points never expire.
Welcome: Gift voucher worth ₹500 on spending ₹15,000 within 90 days, plus 5% cashback on first EMI transaction value.
Fee Waiver: Unconditionally Lifetime Free (LTF) with zero annual maintenance fees.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

IDFC FIRST Wealth Credit Card

SBI Card•Visa Infinite•आईडीएफसी फर्स्ट वेल्थ क्रेडिट कार्ड

Super-premium Lifetime Free card with 4 international & domestic lounge + spa visits per quarter, ultra-low 1.5% forex markup, and golf privileges.

Joining / Annual FeeLifetime Free (₹0 Joining Fee / ₹0 Annual Fee)
Lounge Access4 complimentary domestic airport lounge visits + 4 international airport lounge visits + 4 spa visits per calendar quarter via DreamFolks dragonpass upon spending ₹20,000 in preceding calendar month. 4 railway lounge visits per quarter.
Reward: 10X Reward Points (effective 2.50% return) on incremental monthly spends crossing ₹30,000 and on birthdays. 6X Reward Points (1.50% return) on online spends up to ₹30,000. 3X Reward Points (0.75% return) on offline retail. Reward points never expire.
Welcome: Gift voucher worth ₹500 on spending ₹15,000 within 90 days, plus 5% cashback on first EMI transaction value.
Fee Waiver: Unconditionally Lifetime Free (LTF) with zero annual maintenance fees forever.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

IRCTC RuPay Credit Card

SBI Card•RuPay•आईआरसीटीसी रुपे क्रेडिट कार्ड

Dedicated rail travel co-brand offering 10% value back on AC train tickets on irctc.co.in, 1% surcharge waiver, and executive railway lounge access.

Joining / Annual Fee₹500 + GST (Renewal: ₹300 + GST)
Lounge Access4 complimentary domestic executive railway lounge visits per calendar year (1 visit per calendar quarter) at major railway stations across India.
Reward: Up to 10% value back in Reward Points on AC train ticket bookings (AC 1, AC 2, AC 3, Executive Chair Car) made via irctc.co.in or IRCTC Rail Connect app. 1 Reward Point per ₹125 spent on non-fuel retail purchases.
Welcome: 350 bonus Reward Points credited upon card fee payment and completing first AC train ticket booking on irctc.co.in within 30 days.
Fee Waiver: Spend ₹50,000 or more in each preceding anniversary year to get the annual renewal fee of ₹300 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

IRCTC SBI Card Premier

SBI Card•Visa / RuPay•आईआरसीटीसी एसबीआई कार्ड प्रीमियर

Premier Indian Railways credit card delivering 10% value back on AC train tickets, 8 executive railway lounge visits, and 1:1 ticket redemption on IRCTC.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access8 complimentary Executive Railway Lounge visits per year across major railway stations in India (max 2 visits per quarter).
Reward: Up to 10% value back as Reward Points on AC1, AC2, AC3, and Executive Chair Car ticket bookings via irctc.co.in or IRCTC app. 3 Reward Points per ₹125 on Dining and Standing Instructions on Utility bills. 1 Reward Point per ₹125 on other retail.
Welcome: 1,500 bonus Reward Points (worth ₹1,500 on IRCTC train ticket bookings) upon payment of the first annual fee.
Fee Waiver: Spend ₹2,00,000 or more in the preceding membership year to get the annual renewal fee of ₹1,499 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

IRCTC SBI Platinum Card

SBI Card•Visa / RuPay•आईआरसीटीसी एसबीआई प्लेटिनम कार्ड

Popular train travel credit card offering up to 10% value back on IRCTC AC tickets, 4 railway lounge visits, and 1% booking charge waiver for ₹500 fee.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge Access4 complimentary Executive Railway Lounge visits per year (max 1 visit per quarter).
Reward: Up to 10% value back as Reward Points on AC1, AC2, AC3, and CC train ticket bookings made via irctc.co.in or IRCTC app. 1 Reward Point per ₹125 on non-fuel retail spends.
Welcome: 350 bonus Reward Points (worth ₹350) upon transaction of ₹500 or more within 45 days of card issuance.
Fee Waiver: No direct spend waiver; compensated with 500 bonus Reward Points (worth ₹500) credited upon payment of renewal fee.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

IndusInd Bank Legend Credit Card

SBI Card•Visa Signature / Mastercard•इंडसइंड बैंक लीजेंड क्रेडिट कार्ड

Weekend lifestyle card offering 2X points on weekends, 3 free BookMyShow tickets monthly, golf games, and lifetime free renewal.

Joining / Annual Fee₹9,999 + GST Joining (Renewal: Lifetime Free ₹0)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter (up to 4 visits annually). 2 complimentary international lounge visits per calendar year via Priority Pass.
Reward: 2 Reward Points per ₹100 spent on weekend retail purchases (Saturdays and Sundays). 1 Reward Point per ₹100 on weekday retail purchases (Monday to Friday).
Welcome: Gift vouchers worth ₹10,000 from premier brands (Luxe Gift Card, Oberoi Hotels, Amazon, Yatra) upon payment of joining fee.
Fee Waiver: Renewal fee is ₹0 (Lifetime Free after one-time joining fee payment; frequently issued with ₹0 joining fee under corporate payroll drives).
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Kotak Royale Signature Credit Card

SBI Card•Visa Signature•कोटक रॉयल सिग्नेचर क्रेडिट कार्ड

Travel and dining card offering 4X points on restaurants, hotels, and air tickets, 8 domestic lounge visits, and ₹1 Lakh spend fee waiver.

Joining / Annual Fee₹999 + GST (Renewal: ₹999 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually) at participating DreamFolks lounges in India.
Reward: 4X Reward Points (4 points per ₹150 spent) on dining, hotels, restaurants, books, and international travel bookings (capped at 4,000 points per cycle). 2 Reward Points per ₹150 on other retail purchases.
Welcome: Bonus Reward Points credited upon fee payment and first card swipe within 30 days.
Fee Waiver: Spend ₹1,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹999 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Kotak White Reserve Credit Card

SBI Card•Visa Infinite•कोटक व्हाइट रिज़र्व क्रेडिट कार्ड

Ultra-HNW metal card offering up to ₹2.5 Lakhs in luxury White Pass vouchers, unlimited global lounge visits with guests, and 2.0% forex markup.

Joining / Annual Fee₹12,500 + GST (Renewal: ₹12,500 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary and add-on cardholders. Unlimited complimentary international airport lounge access worldwide via Priority Pass with complimentary guest access visits.
Reward: Milestone luxury currency: Earn up to ₹2,50,000 in White Pass vouchers annually based on spend tiers (₹5L spend = ₹7,500 WP; ₹10L spend = ₹20,000 WP; ₹20L spend = ₹50,000 WP; up to ₹2.5 Lakhs WP at ₹1 Crore spend).
Welcome: White Pass vouchers worth ₹12,500 credited upon payment of joining fee and first card swipe.
Fee Waiver: Spend ₹10,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹12,500 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

RuPay Select Credit Card

SBI Card•RuPay•रुपे सेलेक्ट क्रेडिट कार्ड

Premium wellness and travel card offering ₹10 Lakh accidental cover, free gym and spa passes, health checkups, and international lounge visits.

Joining / Annual Fee₹1,500 + GST (Renewal: ₹1,500 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually). 2 complimentary international airport lounge visits per year across 500+ lounges globally via RuPay partner networks (Discover / Diners Club).
Reward: Accelerated reward points on dining, wellness, and travel spends (up to 4X points per ₹100 spent). 2 Reward Points per ₹100 on all other retail transactions.
Welcome: Curated wellness and lifestyle privileges: Complimentary annual health checkup, complimentary gym membership access, and spa session passes credited upon card activation.
Fee Waiver: Spend ₹2,00,000 or more in each preceding anniversary year to get the annual renewal fee of ₹1,500 waived (varies by issuing bank).
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

SBI Card AURUM

SBI Card•Mastercard World Elite / Visa Infinite•एसबीआई कार्ड औरम

Exclusive invite-only metal super-premium card offering unlimited international lounges with guest visits, 40,000 welcome points, and 1.99% forex markup.

Joining / Annual Fee₹9,999 + GST (Renewal: ₹9,999 + GST)
Lounge AccessUnlimited complimentary international airport lounge access for primary cardholder + 4 complimentary guest visits per year via DreamFolks membership. 4 complimentary domestic airport lounge visits per calendar quarter (16 visits/year) with complimentary access extended to add-on cardholders.
Reward: 4 AURUM Reward Points per ₹100 spent on all retail transactions. No upper caps on point accrual.
Welcome: 40,000 AURUM Reward Points (worth ₹10,000) credited upon joining fee payment, plus a handcrafted matte black metal card.
Fee Waiver: Spend ₹12,00,000 or more in the preceding membership year to get the annual renewal fee of ₹9,999 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

SBI Card ELITE

SBI Card•Visa / Mastercard / American Express•एसबीआई कार्ड एलीट

Luxury lifestyle credit card featuring ₹5,000 welcome voucher, ₹6,000/yr free movie tickets, 6 international Priority Pass visits, 8 domestic lounge visits, and 1.99% forex markup.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access6 complimentary international airport lounge visits per calendar year outside India via complimentary Priority Pass Program (max 2 visits per quarter). 8 complimentary domestic airport lounge visits per year in India (max 2 visits per quarter).
Reward: 5X Reward Points (10 points per ₹100 spent) on Dining, Departmental Stores, and Grocery purchases. 2 Reward Points per ₹100 on all other retail spends.
Welcome: e-Gift Voucher worth ₹5,000 from premium partner brands: Yatra.com, Hush Puppies/Bata, Pantaloons, Shoppers Stop, or Aditya Birla Fashion.
Fee Waiver: Spend ₹10,00,000 or more in the preceding membership year to get the annual renewal fee of ₹4,999 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

SBI Card ELITE Advantage

SBI Card•Visa / Mastercard•एसबीआई कार्ड एलीट एडवांटेज

Secured luxury credit card issued against SBI Fixed Deposit offering ₹5,000 welcome voucher, 6 international Priority Pass visits, and 1.99% forex markup.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access6 complimentary international lounge visits per year outside India via Priority Pass (max 2/quarter). 8 complimentary domestic airport lounge visits per year (max 2/quarter).
Reward: 5X Reward Points (10 points per ₹100 spent) on Dining, Departmental Stores, and Groceries. 2 Reward Points per ₹100 on all other retail transactions.
Welcome: e-Gift Voucher worth ₹5,000 from choice of luxury brands (Yatra.com, Hush Puppies, Shoppers Stop, Pantaloons).
Fee Waiver: Spend ₹10,00,000 or more in the preceding membership year to get the annual renewal fee of ₹4,999 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

SBI Card MILES

SBI Card•Mastercard / Visa•एसबीआई कार्ड माइल्स

Entry-level travel currency card offering 1,500 welcome Travel Credits, 1:1 air miles transfer, 4 domestic lounge visits, and milestone points.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (max 1 visit per quarter).
Reward: 2 Travel Credits per ₹200 spent on Travel Bookings. 1 Travel Credit per ₹200 spent on all other retail categories.
Welcome: 1,500 Travel Credits upon payment of the annual joining fee.
Fee Waiver: Spend ₹6,00,000 or more in the preceding membership year to get the annual renewal fee of ₹1,499 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

SBI Card MILES ELITE

SBI Card•Mastercard / Visa•एसबीआई कार्ड माइल्स एलीट

Dedicated international travel currency card offering 5,000 welcome Travel Credits, 1:1 air miles transfer across 20+ global airlines, 1.99% forex markup, and 14 lounge visits.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter). 6 complimentary international airport lounge visits per year via Priority Pass. Cardholders earn 1 additional domestic lounge visit per ₹1 Lakh retail spend.
Reward: 6 Travel Credits per ₹200 spent on Travel Bookings (flights, hotels via dedicated travel portal). 2 Travel Credits per ₹200 spent on all other retail categories.
Welcome: 5,000 Travel Credits (convertible 1:1 into 5,000 Air Miles or Hotel Loyalty Points across 20+ airline/hotel partners) upon payment of joining fee.
Fee Waiver: Spend ₹15,00,000 or more in the preceding membership year to get the annual renewal fee of ₹4,999 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

SBI Card MILES PRIME

SBI Card•Mastercard / Visa•एसबीआई कार्ड माइल्स प्राइम

Flexible travel rewards card offering 3,000 welcome Travel Credits, 1:1 air miles transfer across global airlines, and 8 domestic + 4 Priority Pass lounge visits.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per year (max 2/quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 4 Travel Credits per ₹200 spent on Travel Bookings. 2 Travel Credits per ₹200 spent on all other retail categories.
Welcome: 3,000 Travel Credits (convertible 1:1 into 3,000 Air Miles or Hotel Loyalty Points) upon payment of joining fee.
Fee Waiver: Spend ₹10,00,000 or more in the preceding membership year to get the annual renewal fee of ₹2,999 reversed.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

Standard Chartered EaseMyTrip Credit Card

SBI Card•Visa Platinum•स्टैंडर्ड चार्टर्ड ईजमाईट्रिप क्रेडिट कार्ड

Budget travel card offering 20% instant discount on hotels, 10% on flights on EaseMyTrip, and 4 domestic & 1 international lounge visits.

Joining / Annual Fee₹350 + GST (Renewal: ₹350 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter (up to 4 visits annually). 1 complimentary international airport lounge visit per calendar year via Priority Pass.
Reward: 20% instant discount on domestic and international hotel bookings on EaseMyTrip (up to ₹5,000 on hotels). 10% instant discount on domestic and international flight bookings on EaseMyTrip (up to ₹1,000 on flights). 10 Reward Points per ₹100 spent on standalone hotel and flight ticket bookings. 2 Reward Points per ₹100 on other retail.
Welcome: EaseMyTrip hotel discount voucher worth ₹500 credited upon fee realization and card activation.
Fee Waiver: Spend ₹50,000 or more in each preceding anniversary year to get the annual renewal fee of ₹350 waived.
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

Yatra SBI Card

SBI Card•Visa•यात्रा एसबीआई कार्ड

Co-branded travel card offering ₹8,250 in Yatra.com booking vouchers, 6X points on dining/groceries, and fee waiver on spending ₹1 Lakh.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge AccessNo complimentary airport lounge access.
Reward: 6 Reward Points per ₹100 spent on Departmental Stores, Grocery, Dining, Movies, Entertainment, and International spends (capped at 5,000 points per month per category). 1 Reward Point per ₹100 on other retail.
Welcome: Yatra.com travel vouchers worth ₹8,250 credited upon payment of joining fee (including two ₹500 domestic flight vouchers, two ₹1,000 intl flight vouchers, one ₹750 hotel voucher, and ₹1,500 holiday voucher).
Fee Waiver: Spend ₹1,00,000 or more in the preceding membership year to get the annual renewal fee of ₹499 reversed.
Verified 2026-09-28Full MITC & Terms
International Transaction Advisory: Under RBI Liberalised Remittance Scheme (LRS) regulations, international card spending is tracked by banks. Ensure your card has international usage activated via your mobile app before traveling abroad, and be aware of Dynamic Currency Conversion (DCC) markups when overseas merchants bill in INR.