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INDEPENDENT PUBLIC DIRECTORY: Eligo does not issue credit cards, collect customer applications, or earn affiliate referral commissions. All terms, fees, and interest charges below are sourced directly from the official icicibank.com (ICICI Bank Ltd.) Most Important Terms and Conditions (MITC).
🏛️ICICI Bank Ltd.Network: VisaShopping & Rewards CardsLast Verified: 2026-09-28

ICICI Manchester United Platinum Credit Card

आईसीआईसीआई मैनचेस्टर यूनाइटेड प्लेटिनम क्रेडिट कार्ड

Football co-brand offering official club merchandise welcome gifts, match-day reward multipliers, and Old Trafford sweepstakes.

Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Reward Rate3 ICICI Reward Points per ₹100 spent on Manchester United match days. 2 ICICI Reward Points per ₹100 on other days. Up to 5 Reward Points per ₹100 on Manchester United official store online purchases.
Airport Lounge1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter.
Forex Markup3.50% + GST on foreign currency transactions.
01

What Is This Card

ICICI Manchester United Platinum Credit Card is India's dedicated football co-branded card designed for passionate fans of Manchester United FC. It delivers 10% discounts on the official club store, match-day accelerated reward points, and sweepstake chances to visit Old Trafford.

02

Key Benefits (Official MITC Sourced)

💳Annual Fee & Joining Fee

₹499 + GST (Renewal: ₹499 + GST)

Fee Waiver: Spend ₹1,25,000 or more in each preceding anniversary year to get the annual renewal fee of ₹499 waived.

🎁Welcome Benefit

Official Manchester United football and branded merchandise welcome kit upon payment of the joining fee.

⚡Reward Points Structure

3 ICICI Reward Points per ₹100 spent on Manchester United match days. 2 ICICI Reward Points per ₹100 on other days. Up to 5 Reward Points per ₹100 on Manchester United official store online purchases.

Redemption Value: 1 Reward Point = ₹0.25 redeemable against merchandise or statement credit.

🛫Airport & Railway Lounge Access

1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter.

🛡️Insurance & Fuel Surcharge Waiver

Insurance Cover: Standard fraud liability cover up to credit limit under zero lost card liability.

Fuel Surcharge: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at all HPCL pumps across India.

🎯Milestone Spends & Grace Period

Milestones: Top spenders receive an all-expenses-paid trip to Old Trafford Stadium in Manchester, UK, signed player jerseys, and VIP match tickets.

Interest-Free Period: Up to 50 days of interest-free credit from transaction date.

03

What's Missing (Eligo's Honest Disclosures)

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Fine-Print Exclusions & Realistic Costs

Domestic lounge access requires meeting the ₹35,000 quarterly spend qualification. Base reward rate is modest at 0.50% on non-match days. International purchases incur standard 3.50% forex markup.

Forex Markup Fee3.50% + GST on foreign currency transactions.
Cash Advance Fee2.5% of withdrawn amount or ₹500 (whichever is higher) + 3.50% monthly finance charges.
Finance Charges (Interest)3.50% per month (42.00% per annum) on revolving balances.
Late Payment SlabsNil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).
Reward Points ExpiryReward points expire 3 years (36 months) from the date of accrual.
Categories Earning ZERO Rewards (Standard MITC Exclusion):Fuel transactions, wallet top-ups, rent payments, educational institutional fees, and government tax payments.
04

Eligibility Criteria

Salaried Indian individuals aged 21 to 60 with monthly salary exceeding ₹25,000. Self-employed individuals aged 21 to 65 with annual ITR exceeding ₹3,00,000.

Age Requirement21 to 60 Years
Minimum Income₹25,000/month (Salaried) / ₹3,00,000/year ITR (Self-Employed)
CIBIL Score NoteA credit score of 720+ is standard.
SBI RelationshipNot mandatory. Open to all football enthusiasts.
05

How to Apply (Official Procedure)

Online Digital Application Flow

1Visit icicibank.com/manchester-united or check iMobile Pay app.
2Enter PAN and mobile number for instant eligibility check.
3Select Manchester United Platinum Credit Card.
4Enter employer details and monthly salary.
5Complete online Video KYC session with bank official.
6Branded club card and football merchandise dispatched via courier within 3 to 5 business days.

Branch Application for Offline Applicants

Apply at any ICICI Bank branch with self-attested copies of PAN, Aadhaar, salary slip, and a passport-size photo.

Visit Official Card Page (icicibank.com)Download Official MITC (PDF)
06

Documents Required

1. PAN Card (statutory requirement)
2. Proof of Identity & Residence: Aadhaar Card, Passport, or Voter ID
3. Proof of Income: Last 3 months' salary slips with bank statement OR Latest ITR with Computation Sheet
4. Passport-size photograph.
07

Frequently Asked Questions (Official MITC)

What happens if I miss the minimum payment due on ICICI Manchester United Platinum Credit Card?
If you do not pay at least the Minimum Amount Due (MAD) on or before the due date, late payment penalties will be charged according to the issuer's tariff: Nil for outstanding up to ₹100; ₹100 for ₹101–₹500; ₹500 for ₹501–₹1,000; ₹750 for ₹1,001–₹5,000; ₹900 for ₹5,001–₹10,000; ₹1,000 for ₹10,001–₹25,000; ₹1,100 for ₹25,001–₹50,000; ₹1,200 for above ₹50,000 (+ GST).. In addition, revolving finance charges at 3.50% per month (42.00% per annum) on revolving balances. will be calculated from the original transaction dates on all outstanding balances and fresh purchases. You will lose the interest-free grace window, and the overdue record will be transmitted to credit bureaus (CIBIL, Experian, CRIF High Mark), adversely impacting your credit score.
Can I convert transactions on ICICI Manchester United Platinum Credit Card into EMI?
Yes, ICICI Bank Ltd. provides merchant EMI and post-purchase in-app EMI conversion options for eligible transactions (typically above ₹1,500 to ₹2,500). Cardholders can configure repayment schedules from 3 to 24 months via the bank's mobile application, net banking dashboard, or SMS prompt. Conversion is subject to a nominal one-time processing fee (usually 1% to 2% + 18% GST) and tenure-based interest charges.
How do I track and redeem reward points or cashback on ICICI Manchester United Platinum Credit Card?
You can monitor accrued reward points or cashback by accessing your monthly e-statements or logging into ICICI Bank Ltd.'s official mobile banking application or web portal. 1 Reward Point = ₹0.25 redeemable against merchandise or statement credit. Please note: Reward points expire 3 years (36 months) from the date of accrual.
What is the interest-free grace period on ICICI Manchester United Platinum Credit Card and how does it work?
The interest-free period on ICICI Manchester United Platinum Credit Card is Up to 50 days of interest-free credit from transaction date.. This benefit is applicable strictly when the full Total Amount Due from the previous billing cycle was cleared by the payment due date. If any residual balance is carried forward, all purchases immediately incur daily finance charges (3.50% per month (42.00% per annum) on revolving balances.) with zero grace period. ATM cash withdrawals never receive a grace period and incur interest and cash advance fees from the withdrawal timestamp.
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