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PRIVATE BANK · 100% NON-COMMERCIAL

ICICI Bank Ltd.

Leading private sector bank offering diverse retail cards, digital banking solutions, and flagship partnerships with Amazon Pay and HPCL.

🏛️ RBI Regulated Institution📜 Verified Charters & KFS🚫 Zero Affiliate Tracking
15Credit Cards
3Home Loans
3Business Loans
1Other Retail Loans
Housing Finance

ICICI Bank Ltd. Home Loans (3 Products)

Verified housing credit products including regular purchase, construction, overdraft (Maxgain), and PMAY CLSS interest subsidies.

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🏛️PSU BanksalariedHousing Loan

ICICI Bank Extra Home Loan (Backed by IMGC)

Lender:ICICI Bank Ltd.

Up to ₹2 Crore home loan at 8.65% – 9.50% with Up to 30 years tenure.

Interest Rate8.65% – 9.50%
Max Loan AmountUp to ₹2 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankHousing Loan

ICICI Bank Pratham Affordable Home Loan

Lender:ICICI Bank Ltd.

Up to ₹50 Lakh home loan at 8.75% – 9.75% with Up to 20 years tenure.

Interest Rate8.75% – 9.75%
Max Loan AmountUp to ₹50 Lakh
TenureUp to 20 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankHousing Loan

ICICI Bank Standard Home Loan

Lender:ICICI Bank Ltd.

Up to ₹30 Crore home loan at 8.50% – 9.35% with Up to 30 years tenure.

Interest Rate8.50% – 9.35%
Max Loan AmountUp to ₹30 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Enterprise Credit

ICICI Bank Ltd. Business & MSME Loans (3 Products)

Verified working capital, term loans, and collateral-free CGTMSE facilities for micro, small, and medium businesses.

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🏛️PSU BankSmall EnterpriseWorking Capital

ICICI Bank GST-Backed Business Overdraft

Lender:ICICI Bank Ltd.

₹10 Lakh to ₹5 Crore MSME credit at 9.00% – 11.50% with Up to 12 months tenure.

Interest Rate9.00% – 11.50%
Loan Quantum₹10 Lakh to ₹5 Crore
TenureUp to 12 months
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankAll MSME SegmentsTerm Loan

ICICI Bank MSME Business Loan (Secured & Unsecured)

Lender:ICICI Bank Ltd.

₹5 Lakh to ₹5 Crore MSME credit at 9.25% – 13.50% with Up to 7 years tenure.

Interest Rate9.25% – 13.50%
Loan Quantum₹5 Lakh to ₹5 Crore
TenureUp to 7 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Mobility Credit

ICICI Bank Ltd. Vehicle Loans (1 Products)

Verified car loans, two-wheeler finance, and green EV interest concessions.

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🚗Car Loan (4W)🏛️PSU Bank🌱EV Concession Available

ICICI Bank Auto Loan

Lender:ICICI Bank Ltd.

Up to 100% Ex-Showroom vehicle finance at 8.85% – 10.15% with Up to 7 years tenure.

Interest Rate8.85% – 10.15%
Funding / QuantumUp to 100% Ex-Showroom
Repayment TenureUp to 7 years
Processing FeeStandard tariff
EV Perk: Concessions applicable if EV variant
Verified: 2026-09-28
View Terms→
Official Card Catalog

ICICI Bank Ltd. Credit Cards (15 Cards)

Verified cards documented from official issuer MITC literature, disclosing actual fees, late penalties, and reward caps.

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🎁Shopping & RewardsEntry-Level
Verified MITC

Amazon Pay ICICI Credit Card

SBI Card•Visa / RuPay

India's benchmark Lifetime Free credit card offering uncapped 5% cashback on Amazon, 2% on utility bills, and automatic monthly wallet credits.

Joining / Annual FeeLifetime Free (₹0 Joining Fee / ₹0 Annual Fee)
Lounge AccessNo complimentary airport lounge access is included on this lifetime-free co-branded card.
Reward: 5% unlimited cashback for Amazon Prime members on all Amazon.in purchases. 3% unlimited cashback for non-Prime members on Amazon.in. 2% unlimited cashback on 100+ Amazon Pay partner merchants (flight bookings, hotel reservations, electricity/water bill payments, mobile recharges, Swiggy, BookMyShow, Zomato). 1% unlimited cashback on all other domestic and international retail spends.
Welcome: Amazon Pay balance cashback gift card worth up to ₹2,500 (plus 3 months of Amazon Prime membership for non-Prime applicants) upon card approval and first transaction.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

Entry-level airport co-branded card offering 3% rewards on Adani One, 8 domestic airport lounge visits, and 1 Pranaam meet-and-greet pass.

Joining / Annual Fee₹750 + GST (Renewal: ₹750 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter) at partner airport lounges.
Reward: 3% Adani Reward Points on transactions inside the Adani One ecosystem (flight bookings, hotel reservations, train tickets, duty-free purchases, airport parking). 1.5% Adani Reward Points on domestic retail spends. 1% on utility and international transactions.
Welcome: Adani One app travel and duty-free shopping vouchers worth ₹5,000 credited upon card fee payment and activation.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Airport ecosystem card offering 7% rewards on Adani One, 16 domestic & 4 international lounge visits, and 2 Pranaam meet-and-greet passes.

Joining / Annual Fee₹5,000 + GST (Renewal: ₹5,000 + GST)
Lounge Access16 complimentary domestic airport lounge visits per calendar year (4 visits per calendar quarter). 4 complimentary international lounge visits per calendar year via DreamFolks dragonpass.
Reward: 7% Adani Reward Points on all transactions inside the Adani ecosystem via the Adani One app (flight bookings, hotel reservations, train tickets, duty-free shopping, airport parking). 2% Adani Reward Points on domestic retail spends. 1.5% on utility and international spends.
Welcome: Flight, hotel, and duty-free shopping vouchers worth ₹9,000 on the Adani One app platform credited upon payment of the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🏬Business / MSMECommercial
Verified MITC

Commercial credit card for SMEs and traders providing cash flow management, consolidated GST invoicing, and 1 lounge visit per quarter.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter.
Reward: 2 ICICI Reward Points per ₹100 spent on all commercial and retail business purchases. 3 Reward Points per ₹100 on utility and tax payments.
Welcome: Bonus ICICI Reward Points credited upon fee realization and first commercial transaction.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Flagship RuPay credit card linkable to UPI apps for merchant QR payments, 25% off BookMyShow tickets, and airport & railway lounge access.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter. 1 complimentary domestic railway lounge visit per quarter.
Reward: 2 ICICI Reward Points per ₹100 spent on all UPI merchant transactions and retail purchases (excluding fuel). 1 Reward Point per ₹100 on utility and insurance spends.
Welcome: Bonus ICICI Reward Points credited upon fee payment and first UPI scan-and-pay transaction.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

ICICI Coral Credit Card

SBI Card•Visa / RuPay

Entry-level gemstone card offering 25% off on BookMyShow/INOX tickets, domestic airport & railway lounge access, and RuPay UPI payment support.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 or more in the preceding calendar quarter. 1 complimentary domestic railway lounge visit per calendar quarter.
Reward: 2 ICICI Reward Points per ₹100 spent on retail purchases (excluding fuel). 1 Reward Point per ₹100 on utility and insurance categories.
Welcome: Bonus ICICI Reward Points credited upon fee realization and card activation.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

ICICI Emeralde Credit Card

SBI Card•Visa / RuPay

Ultra-luxury card featuring unlimited domestic & global lounge access with guests, 1.99% forex markup, low 1.99% APR, and BookMyShow discounts up to ₹750.

Joining / Annual Fee₹12,000 + GST (Renewal: ₹12,000 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary and add-on cardholders. Unlimited complimentary international airport lounge access worldwide via DreamFolks dragonpass with complimentary guest visits.
Reward: 4 ICICI Reward Points per ₹100 spent on all retail transactions with no upper capping. 1 Reward Point per ₹100 on utility and insurance spends.
Welcome: Comprehensive luxury welcome gift and bespoke concierge privileges.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Ultra-HNW metal card with Taj Epicure privileges, unlimited global lounge visits with guest access, and low 1.99% forex markup.

Joining / Annual Fee₹12,500 + GST (Renewal: ₹12,500 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary and add-on cardholders. Unlimited complimentary international airport lounge access worldwide via Priority Pass / DreamFolks with unlimited guest visits.
Reward: 6 ICICI Reward Points per ₹200 on all retail transactions (effective 1.50% base return). 10X Reward Points on hotel and airline bookings via ICICI travel portal.
Welcome: 12,500 ICICI Reward Points credited upon fee realization, plus complimentary Taj Epicure membership and EazyDiner Prime annual membership.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
⛽Fuel & CommuteEntry-Level
Verified MITC

ICICI HPCL Super Saver Credit Card

SBI Card•Visa / RuPay

Fuel co-brand card offering 5% savings at HPCL pumps, 5% on utility bills and groceries, and 1 complimentary lounge visit per quarter.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter.
Reward: 5% total savings on fuel purchases at HPCL petrol pumps (4% cashback as ICICI Reward Points + 1% fuel surcharge waiver). 5% cashback on utility bill payments and departmental store grocery spends (capped at 100 Reward Points per month per category). 2 Reward Points per ₹100 on other retail spends.
Welcome: 2,000 bonus ICICI Reward Points (worth ₹500) credited upon payment of the joining fee and first retail transaction.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Travel co-brand offering ₹4,000 welcome travel vouchers, lifetime free renewal, 1:1 My Cash on bookings, and MMTBLACK Gold membership.

Joining / Annual Fee₹2,500 + GST Joining (Renewal: Lifetime Free ₹0)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter. 1 complimentary domestic railway lounge visit per quarter.
Reward: 4 My Cash per ₹200 spent on hotel bookings via MakeMyTrip. 2 My Cash per ₹200 on flight bookings on MakeMyTrip. 1.25 My Cash per ₹200 on all other retail transactions (1 My Cash = ₹1.00).
Welcome: ₹1,500 MakeMyTrip My Cash + ₹2,500 MakeMyTrip Holiday voucher credited to linked MMT account, plus complimentary MMTBLACK Gold membership tier.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Football co-brand offering official club merchandise welcome gifts, match-day reward multipliers, and Old Trafford sweepstakes.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter.
Reward: 3 ICICI Reward Points per ₹100 spent on Manchester United match days. 2 ICICI Reward Points per ₹100 on other days. Up to 5 Reward Points per ₹100 on Manchester United official store online purchases.
Welcome: Official Manchester United football and branded merchandise welcome kit upon payment of the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

ICICI Mine Credit Card

SBI Card•Visa / RuPay

Modular subscription-based card for millennials offering up to 5% cashback on Amazon, Swiggy, Zomato, and dynamic plan toggling.

Joining / Annual FeeSubscription-Based (₹0 to ₹149/month based on plan)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹35,000 in preceding quarter (available on Pro tier).
Reward: Up to 5% Cashback on leading partner apps (Amazon, Swiggy, Zomato, BookMyShow, Myntra) on the Pro subscription tier. 1% cashback on all other retail transactions.
Welcome: Amazon Pay gift voucher or partner subscription voucher credited upon first retail purchase on the iMobile app.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEntry-Level
Verified MITC

ICICI Platinum Chip Credit Card

SBI Card•Visa / RuPay

Unconditionally Lifetime Free (LTF) credit card with zero annual fees, microchip security, and 1% fuel surcharge waiver.

Joining / Annual FeeLifetime Free (₹0 Joining Fee / ₹0 Annual Fee)
Lounge AccessNo complimentary airport lounge access is included on this lifetime-free starter card.
Reward: 2 ICICI Reward Points per ₹100 spent on all retail transactions (excluding fuel). 1 Reward Point per ₹100 on utilities and insurance categories.
Welcome: Lifetime free card issuance with zero joining fee and microchip fraud protection.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

ICICI Rubyx Credit Card

SBI Card•Visa / RuPay

Dual-network gemstone card offering golf rounds, 2 domestic lounge visits per quarter, BookMyShow discounts, and RuPay UPI payment integration.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹2,000 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter upon spending ₹35,000 in previous quarter. 2 complimentary domestic railway lounge visits per quarter.
Reward: 4 ICICI Reward Points per ₹100 spent on international purchases and grocery/departmental stores. 2 ICICI Reward Points per ₹100 on other retail domestic transactions.
Welcome: Shopping and travel vouchers worth over ₹5,000 credited within 45 days of paying the joining fee and completing first purchase.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

ICICI Sapphiro Credit Card

SBI Card•Visa / RuPay

Premium dual-network travel card offering 16 domestic & 2 international lounge visits, golf games, and BookMyShow B1G1 tickets up to ₹500.

Joining / Annual Fee₹6,500 + GST (Renewal: ₹3,500 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar quarter upon spending ₹35,000 in preceding quarter (up to 16 visits annually). 2 complimentary international airport lounge visits per calendar year via DreamFolks membership. 4 complimentary domestic railway lounge visits per quarter.
Reward: 6 ICICI Reward Points per ₹100 spent on international transactions. 3 ICICI Reward Points per ₹100 spent on domestic retail transactions. 1 Reward Point per ₹100 on utilities and insurance.
Welcome: Welcome voucher bundle worth ₹9,000+ from luxury travel, shopping, and hospitality partners credited within 45 days of paying the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms

Official Customer Support & Grievance Redressal

Under RBI's Integrated Ombudsman Scheme, if your grievance is not resolved within 30 days by ICICI Bank Ltd., you have the legal right to escalate directly to the RBI Ombudsman without charge.

Toll-Free Helpline1800-108024x7 Customer Service
Grievance Escalationheadservicequality@icicibank.comLevel 2 Internal Redressal
RBI Ombudsmancms.rbi.org.inCentralized Portal (Zero Fee)