అమలులో ఉంది (Active)రాష్ట్ర ప్రభుత్వ పథకంAndhra Pradesh180-Day SLA: 2026-09-26
YSR Sunna Vaddi (Zero Interest SHG Loans) Andhra Pradesh (ప్రభుత్వ పథకం)
Official English Name: YSR Sunna Vaddi (Zero Interest SHG Loans) Andhra Pradesh
YSR Sunna Vaddi (Zero Interest SHG Loans) Andhra Pradesh - అర్హులైన పౌరుల కోసం ప్రభుత్వం అందిస్తున్న సంక్షేమ పథకం.
⚙ దరఖాస్తు విధానం & శ్రమ అంచనా:Moderate Process(2/100)
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పథకం ప్రయోజనాలు & అర్హత వివరాలు
Reimburses the complete interest component charged by commercial, cooperative, and regional rural banks on bank linkage loans up to ₹3,00,000 taken by women Self Help Groups (SHGs). SHG members pay regular monthly EMIs; the state government deposits the entire calculated interest amount directly into the group savings bank account through SERP (rural) and MEPMA (urban), making institutional bank credit completely interest-free (0% interest).
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దరఖాస్తు చేసుకునే విధానం (దశలవారీగా)
- 1Form an active Self Help Group (SHG) registered under SERP (Rural) or MEPMA (Urban) with satisfactory repayment history.
- 2Apply for bank linkage credit from any scheduled commercial or cooperative bank.
- 3Promptly repay monthly loan installments (principal + interest) on or before the due date.
- 4Bank transmits regular repayment data electronically to the SERP state server.
- 5Andhra Pradesh government calculates full interest subvention and transfers the amount directly via DBT into the SHG bank account.
వర్తించే పరిధి: serp.ap.gov.in
అధికారిక ప్రభుత్వ వెబ్సైట్లో దరఖాస్తు చేసుకోండి→📄
Required Documents Checklist
Verify readiness before applying for YSR Sunna Vaddi (Zero Interest SHG Loans) Andhra Pradesh (ప్రభుత్వ పథకం). Check off your papers or print this list before visiting your local CSC / Cyber Cafe.
Mandatory Documents(4)
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Keep self-attested photocopies and clear digital scans (100 KB – 200 KB, PDF/JPG format) ready to avoid portal upload timeouts.