PNB Pride Housing Loan for Defence & Govt
Primary Lending Institution:Punjab National Bank (PNB)
Up to ₹5 Crore home loan at 8.40% – 9.00% with Up to 30 years tenure.
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.
What is PNB Pride Housing Loan for Defence & Govt?
Targeted home loan for defense, paramilitary, and government employees with zero upfront processing fees and extended repayment.
Key Benefits & Features
Interest rate concession; nil processing and inspection charges; tenure up to 30 years or age 75; simplified single-window processing.
Property & Project Eligibility Requirements
Approved residential colony or individual dwelling on municipal land.
Borrower Eligibility Criteria
Serving/retired defense and central/state government personnel.
How to Apply (3 Verified Paths)
Apply online through net banking portal or visit lending branch with loan inquiry.
Apply online at https://www.pnbindia.in/pnb-pride.html with digital KYC and property details.
Visit nearest branch of the institution with income proofs and sale agreement.
Documents Required Checklist
Aadhaar Card, PAN Card, Last 3 months salary slips or 2 years ITR-V, 6 months bank account statement, Title deed, Approved building plan and municipal tax receipts.
Frequently Asked Questions
What is the maximum loan tenure available for PNB Pride Housing Loan for Defence & Govt?
The maximum repayment tenure offered for PNB Pride Housing Loan for Defence & Govt is Up to 30 years, subject to borrower's age not exceeding 75 years at loan maturity.
What are the processing charges and prepayment rules for PNB Pride Housing Loan for Defence & Govt?
The processing fee is Nil processing fee. As per RBI guidelines, zero prepayment penalties apply to all individual floating-rate home loans.
What documents are required to apply for PNB Pride Housing Loan for Defence & Govt?
Applicants must provide KYC (Aadhaar, PAN), 3 months salary slips or 2 years ITR with computation, 6 months bank statements, and clear property title documents with municipal sanctions.
Why does PNB Pride Housing Loan for Defence & Govt require property approval in a formal layout?
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.