Home First Finance Company (HFFC) Home Loan
Primary Lending Institution:Home First Finance Company India Ltd.
Up to ₹40 Lakh home loan at 9.25% – 11.75% with Up to 25 years tenure.
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.
What is Home First Finance Company (HFFC) Home Loan?
Technology-led affordable housing finance company providing fast approvals for first-time home buyers in peripheral growth corridors.
Key Benefits & Features
Sanction in 48 hours; minimal physical paperwork; app-based loan tracking; flexible auto-prepayment facility.
Property & Project Eligibility Requirements
Dwelling unit in approved layout with legal building permit.
Borrower Eligibility Criteria
First-time buyers with monthly family income starting at ₹12,000.
How to Apply (3 Verified Paths)
Apply online through net banking portal or visit lending branch with loan inquiry.
Apply online at https://www.homefirstindia.com/home-loan with digital KYC and property details.
Visit nearest branch of the institution with income proofs and sale agreement.
Documents Required Checklist
Aadhaar Card, PAN Card, Last 3 months salary slips or 2 years ITR-V, 6 months bank account statement, Title deed, Approved building plan and municipal tax receipts.
Frequently Asked Questions
What is the maximum loan tenure available for Home First Finance Company (HFFC) Home Loan?
The maximum repayment tenure offered for Home First Finance Company (HFFC) Home Loan is Up to 25 years, subject to borrower's age not exceeding 65 years at loan maturity.
What are the processing charges and prepayment rules for Home First Finance Company (HFFC) Home Loan?
The processing fee is 1.50% + GST. As per RBI guidelines, zero prepayment penalties apply to all individual floating-rate home loans.
What documents are required to apply for Home First Finance Company (HFFC) Home Loan?
Applicants must provide KYC (Aadhaar, PAN), 3 months salary slips or 2 years ITR with computation, 6 months bank statements, and clear property title documents with municipal sanctions.
Why does Home First Finance Company (HFFC) Home Loan require property approval in a formal layout?
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.