Godrej Housing Finance Home Loan
Primary Lending Institution:Godrej Housing Finance
Up to ₹10 Crore home loan at 8.55% – 9.45% with Up to 30 years tenure.
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.
What is Godrej Housing Finance Home Loan?
Modern digital-first housing loan provider promoted by Godrej Group focusing on prime urban projects.
Key Benefits & Features
Fast digital onboarding; competitive floating rates; special benefits on Godrej Properties developments; transparent pricing.
Property & Project Eligibility Requirements
Approved residential apartment or registered villa project.
Borrower Eligibility Criteria
Salaried or self-employed professionals with regular income stream.
How to Apply (3 Verified Paths)
Apply online through net banking portal or visit lending branch with loan inquiry.
Apply online at https://www.godrejhousingfinance.com/home-loans with digital KYC and property details.
Visit nearest branch of the institution with income proofs and sale agreement.
Documents Required Checklist
Aadhaar Card, PAN Card, Last 3 months salary slips or 2 years ITR-V, 6 months bank account statement, Title deed, Approved building plan and municipal tax receipts.
Frequently Asked Questions
What is the maximum loan tenure available for Godrej Housing Finance Home Loan?
The maximum repayment tenure offered for Godrej Housing Finance Home Loan is Up to 30 years, subject to borrower's age not exceeding 65 years at loan maturity.
What are the processing charges and prepayment rules for Godrej Housing Finance Home Loan?
The processing fee is 0.50% + GST. As per RBI guidelines, zero prepayment penalties apply to all individual floating-rate home loans.
What documents are required to apply for Godrej Housing Finance Home Loan?
Applicants must provide KYC (Aadhaar, PAN), 3 months salary slips or 2 years ITR with computation, 6 months bank statements, and clear property title documents with municipal sanctions.
Why does Godrej Housing Finance Home Loan require property approval in a formal layout?
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.