Bajaj Housing Finance Home Loan
Primary Lending Institution:Bajaj Housing Finance Ltd.
Up to ₹15 Crore home loan at 8.50% – 9.35% with Up to 32 years tenure.
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.
What is Bajaj Housing Finance Home Loan?
High-speed digital housing finance product from Bajaj Finserv offering up to 32 years tenure and online document verification.
Key Benefits & Features
Extended tenure up to 32 years reducing monthly EMI; high sanction speed; substantial top-up loans up to ₹1 Crore.
Property & Project Eligibility Requirements
Approved residential builder project or resale flat in approved society.
Borrower Eligibility Criteria
Salaried individuals in leading private/public companies or self-employed professionals.
How to Apply (3 Verified Paths)
Apply online through net banking portal or visit lending branch with loan inquiry.
Apply online at https://www.bajajhousingfinance.in/home-loan with digital KYC and property details.
Visit nearest branch of the institution with income proofs and sale agreement.
Documents Required Checklist
Aadhaar Card, PAN Card, Last 3 months salary slips or 2 years ITR-V, 6 months bank account statement, Title deed, Approved building plan and municipal tax receipts.
Frequently Asked Questions
What is the maximum loan tenure available for Bajaj Housing Finance Home Loan?
The maximum repayment tenure offered for Bajaj Housing Finance Home Loan is Up to 32 years, subject to borrower's age not exceeding 75 years at loan maturity.
What are the processing charges and prepayment rules for Bajaj Housing Finance Home Loan?
The processing fee is 0.25% to 0.50% + GST. As per RBI guidelines, zero prepayment penalties apply to all individual floating-rate home loans.
What documents are required to apply for Bajaj Housing Finance Home Loan?
Applicants must provide KYC (Aadhaar, PAN), 3 months salary slips or 2 years ITR with computation, 6 months bank statements, and clear property title documents with municipal sanctions.
Why does Bajaj Housing Finance Home Loan require property approval in a formal layout?
This loan requires the property to be in an approved society/project — self-constructed rural properties often ineligible.