Public Sector Bank (PSU)Machinery & Equipment FinanceSmall Enterprise (Investment ≤ ₹10 Cr)🛡️CGTMSE CoveredVerified: 2026-09-29

Baroda Arogya Dham for Hospitals and Clinics

Primary Lending Institution:Bank of Baroda (BOB)

₹10 Lakh to ₹10 Crore MSME credit at 8.50% – 9.65% with Up to 10 years tenure.

Interest Rate8.50% – 9.65%Linked to EBLR / MCLR / Risk

Loan Amount Quantum₹10 Lakh to ₹10 CroreBased on turnover & project cost

Repayment TenureUp to 10 yearsWith moratorium where applicable

Collateral SecurityBorrowers must be registered medical practitioners or accredited healthcare institutions.

What's Missing: Crucial Fine-Print & Exclusion Gaps

Borrowers must be registered medical practitioners or accredited healthcare institutions.

Note: Eligo publishes these regulatory and commercial exclusions directly from bank product guidelines and CGTMSE rules to protect MSME applicants from unexpected fee debits or loan rejection surprises.

What is Baroda Arogya Dham for Hospitals and Clinics?

Credit assistance for healthcare infrastructure, hospitals, path labs, and diagnostic centres for equipment purchase.

Key Benefits & Features

Finances up to 85% of medical diagnostic machinery; concessional interest spread; up to 10 years repayment.

Government Subsidy & Credit Guarantee Coverage

CGTMSE / Bank Guarantee / Normal Security

Enterprise Eligibility Criteria

Doctors and healthcare corporate entities.

Business VintageNew & Existing units eligible

Min. Annual TurnoverTurnover proportionate

Processing Fee0.25% to 0.50% + GST

Prepayment TermsZero prepayment penalty on floating rate loans as per regulatory norms

How to Apply (3 Verified Paths)

💼Path 1: Current Account Portal

Apply online via business net banking or approach loan account manager.

🌐Path 2: Official FinTech / Govt Portal

Apply online at https://www.bankofbaroda.in/business-banking/msme-banking/loans/baroda-arogya-dham with digital KYC and financial statements.

🏢Path 3: SME Banking Center Walk-In

Visit nearest MSME branch of the institution with business registration and bank statements.

Eligo does not collect business loan applications or financial data. Apply directly on the verified official domain:

Visit Official Portal↗

Documents Required Checklist

Udyam Registration Certificate, PAN, Aadhaar, Last 2 years ITR and financial statements, 12 months GST returns, 6 months bank statement.

Frequently Asked Questions

What is the maximum loan tenure and amount for Baroda Arogya Dham for Hospitals and Clinics?

Borrowers can avail ₹10 Lakh to ₹10 Crore with a repayment tenure of Up to 10 years.

What are the processing charges and collateral terms for Baroda Arogya Dham for Hospitals and Clinics?

The processing fee is 0.25% to 0.50% + GST. Collateral terms: Borrowers must be registered medical practitioners or accredited healthcare institutions.

What are the eligibility criteria for Baroda Arogya Dham for Hospitals and Clinics?

Doctors and healthcare corporate entities. Minimum business vintage required is 0 year(s).

How can an applicant apply for Baroda Arogya Dham for Hospitals and Clinics?

Apply online at https://www.bankofbaroda.in/business-banking/msme-banking/loans/baroda-arogya-dham or visit nearest branch with KYC, Udyam registration, and bank statements.