PMFBY Prevented Sowing Deficit Rainfall Compensation
Lump-sum compensation paid to farmers unable to sow notified crops due to deficit rainfall or adverse seasonal conditions exceeding 75% area.
Sum Insured / Cover
Up to 25% of Sum Insured
Annual Premium
1.5% - 2% (Subsidized Farmer Share)
Claim Settlement
94.8% (NCIP Official Record)
Network / Scope
All-India Empaneled
✦ Key Benefits & Policy Coverage
Lump-sum compensation paid to farmers unable to sow notified crops due to deficit rainfall or adverse seasonal conditions exceeding 75% area.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Entire insurance unit must be declared as prevented sowing by state agriculture department.
✦ Eligibility Requirements
Enrolled farmers in notified deficit rainfall tehsils.
✦ Application, Enrollment & Claims Process
1. Verify village notified unit status on pmfby.gov.in.
2. Submit proposal via Bank / PACS / CSC before seasonal cutoff.
3. Keep sowing certificate and land records verified.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
✦ Life Situations Where This Scheme Helps
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India