PMFBY Post-Harvest Cyclonic Rain Loss Protection
Compensation for crops kept in the field in cut-and-spread condition for drying up to 14 days after harvesting hit by cyclone or unseasonal rains.
Sum Insured / Cover
Direct Field Survey Assessment
Annual Premium
1.5% - 2% (Subsidized Farmer Share)
Claim Settlement
94.8% (NCIP Official Record)
Network / Scope
All-India Empaneled
✦ Key Benefits & Policy Coverage
Compensation for crops kept in the field in cut-and-spread condition for drying up to 14 days after harvesting hit by cyclone or unseasonal rains.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Harvest kept in storage godowns or covered sheds not covered.
✦ Eligibility Requirements
All farmers drying notified crops in open farm fields.
✦ Application, Enrollment & Claims Process
1. Verify village notified unit status on pmfby.gov.in.
2. Submit proposal via Bank / PACS / CSC before seasonal cutoff.
3. Keep sowing certificate and land records verified.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Aadhaar Card, Land Record RoR, Sowing Certificate, Bank Account Details.
✦ Life Situations Where This Scheme Helps
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India