PMFBY Crop Insurance Implementation — West Bengal Bangla Shasya Bima (BSB)
State-specific PMFBY cluster implementation for major crops in West Bengal Bangla Shasya Bima (BSB).
Sum Insured / Cover
Scale of Finance for Aman Paddy
Annual Premium
100% State Subsidized (Zero Farmer Premium)
Claim Settlement
94.5% (NCIP State Portal)
Network / Scope
All-India Empaneled
✦ Key Benefits & Policy Coverage
Yield guarantee and weather insurance for notified crops (Aman Paddy, Boro Paddy, Jute, Potato) in West Bengal Bangla Shasya Bima (BSB). Full coverage for drought, flood, hailstorm, pest attacks, and post-harvest cyclonic damage.
What is Missing: Critical Policy Exclusions & Limitations
Eligo disclosure: Private insurance agents and official ads rarely mention these limitations. Verify before relying on this coverage.
Crops grown in non-notified taluks/blocks are excluded. Sharecroppers require self-declaration counter-signed by Village Revenue Officer. Failure to file 72-hr notice for hailstorms invalidates claim.
✦ Eligibility Requirements
All landowning, sharecropping, and tenant farmers cultivating notified crops in West Bengal Bangla Shasya Bima (BSB).
✦ Application, Enrollment & Claims Process
1. Apply online via pmfby.gov.in or through PACS/CSC in West Bengal Bangla Shasya Bima (BSB).
2. Link Aadhaar, Khasra/Khatauni, and Bank IFSC.
3. Pay subsidized farmer premium or verify zero-premium entry.Official Portal
Official Government / PSU Portal
Apply or verify on the official administrative domain
✦ Documents Checklist
Aadhaar Card, Land Record (West Bengal Bangla Shasya Bima (BSB) Land Record Portal), Bank Passbook, Sowing Declaration.
✦ Life Situations Where This Scheme Helps
Underwriting Entity & Public Grievance Contact
Administering Body:
Government of India