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STATUTORY GLOSSARY TERM

Employees Provident Fund & Universal Account Number (EPFO / UAN)

A statutory social security framework providing retirement savings, provident fund, pension (EPS), and insurance (EDLI) benefits to organized sector salaried employees in India.

Administrative Context & Legal Basis

The 12-digit Universal Account Number (UAN) tracks an employee across multiple job changes. EPFO membership is crucial for determining formal sector employment status and verifying formal wage records.

Governing Authority / MinistryEmployees Provident Fund Organisation, Ministry of Labour and Employment
Required Documentary EvidenceUAN Allotment Card / EPFO Member Passbook / Form 16

Frequently Asked Questions

What is Employees Provident Fund & Universal Account Number and why is it required for government schemes?▾

A statutory social security framework providing retirement savings, provident fund, pension (EPS), and insurance (EDLI) benefits to organized sector salaried employees in India. The 12-digit Universal Account Number (UAN) tracks an employee across multiple job changes. EPFO membership is crucial for determining formal sector employment status and verifying formal wage records.

What document proves Employees Provident Fund & Universal Account Number (EPFO / UAN) status for welfare scheme eligibility?▾

UAN Allotment Card / EPFO Member Passbook / Form 16

Which government schemes require EPFO / UAN as an eligibility condition?▾

Schemes that explicitly reference EPFO / UAN as an eligibility criterion include: Indira Gandhi National Widow Pension Scheme (IGNWPS / NSAP), Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM Pension), National Pension Scheme for Traders and Self-Employed Persons (NPS-Traders / PM-KMY-Traders), Public Provident Fund Scheme (PPF), e-Shram: National Database of Unorganised Workers. Browse the complete list on this page, or use the Eligibility Checker at eligohub.in/eligibility-checker/ to find all matching programs.

ℹ️Statutory Guidance on Citizen Documentation

Definitions and criteria referenced here reflect statutory guidelines issued by the respective Union Ministry or State Authority. When presenting documentation for welfare scheme verification, ensure that physical certificates or DigiLocker digital credentials carry verifiable QR codes, official department seals, or digital signatures. Consult your local Tehsildar or District Magistrate's office for state-specific issuance circulars.

Schemes Referencing This Qualification

Programs where EPFO / UAN status is a listed eligibility condition or documentation requirement.

ActiveCentral SchemeEst. 2009

Indira Gandhi National Widow Pension Scheme (IGNWPS / NSAP)

Monthly social security pension under NSAP for destitute widows aged 40 to 79 belonging to below-poverty-line families covering eligible citizens across India.

Verified: 2026-09-16
Details
ActiveCentral SchemeEst. 2019

Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM Pension)

Voluntary contributory pension scheme for unorganized workers guaranteeing ₹3,000 monthly pension from age 60 with 50% matching government contribution.

Verified: 2026-10-12
Details
ActiveCentral SchemeEst. 2019

National Pension Scheme for Traders and Self-Employed Persons (NPS-Traders / PM-KMY-Traders)

Pension scheme guaranteeing ₹3,000 monthly pension from age 60 for small shopkeepers, retail traders, and self-employed persons with turnover under ₹1.5 crore.

Verified: 2026-10-12
Details
ActiveCentral SchemeEst. 1968

Public Provident Fund Scheme (PPF)

Sovereign long-term savings instrument with EEE tax status, offering 7.1% compound interest, 15-year tenure, and loan/withdrawal facilities.

Verified: 2026-10-12
Details
ActiveCentral SchemeEst. 2021

e-Shram: National Database of Unorganised Workers

National digital registry issuing a 12-digit Universal Account Number (UAN) to unorganised workers, integrating them with social security benefits, accident insurance, and disaster cash assistance.

Verified: 2026-10-12
Details
ActiveCentral SchemeEst. 2016

Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)

Employment generation incentive scheme where the Government reimburses the full 12% employer contribution towards EPF and EPS for new formal employees earning up to Rs. 15,000 per month for 3 years.

Verified: 2026-10-12
Details