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Major Indian private bank offering 811 digital banking, DreamDifferent secured credit cards, and premium lifestyle cards.
Verified housing credit products including regular purchase, construction, overdraft (Maxgain), and PMAY CLSS interest subsidies.
Lender:Kotak Mahindra Bank
Up to ₹10 Crore home loan at 8.50% – 9.25% with Up to 30 years tenure.
Verified working capital, term loans, and collateral-free CGTMSE facilities for micro, small, and medium businesses.
Lender:Kotak Mahindra Bank
₹5 Lakh to ₹75 Lakh MSME credit at 10.75% – 14.50% with Up to 4 years tenure.
Lender:Kotak Mahindra Bank
₹3 Lakh to ₹50 Lakh MSME credit at 10.25% – 13.50% with Up to 4 years tenure.
Verified car loans, two-wheeler finance, and green EV interest concessions.
Lender:Kotak Mahindra Bank
Up to 90% On-Road vehicle finance at 8.80% – 10.10% with Up to 7 years tenure.
Verified cards documented from official issuer MITC literature, disclosing actual fees, late penalties, and reward caps.
Fuel co-brand RuPay card offering 4% back as points at IndianOil petrol pumps, 2% on dining & grocery, and UPI QR payment support.
FD-backed Lifetime Free secured credit card for students and new earners with zero income proof, 90% credit limit, and early CIBIL score building.
Retail card offering 8X reward points on grocery and apparel, 4 free PVR movie tickets milestone, and ₹50,000 spend-based fee waiver.
Digital-first card offering 2.5 Mojo points per ₹100 online, 8 domestic airport lounge visits, and 2,500 quarterly milestone bonus points.
Travel and dining card offering 4X points on restaurants, hotels, and air tickets, 8 domestic lounge visits, and ₹1 Lakh spend fee waiver.
Milestone-driven card offering up to ₹27,000 in luxury White Pass vouchers for Apple, Taj, and premium fashion brands on achieving spend goals.
Ultra-HNW metal card offering up to ₹2.5 Lakhs in luxury White Pass vouchers, unlimited global lounge visits with guests, and 2.0% forex markup.
Lifestyle card offering 15 Zen points per ₹150 on apparel and international spends, 8 domestic lounge visits, and 22,500 milestone bonus points.
Under RBI's Integrated Ombudsman Scheme, if your grievance is not resolved within 30 days by Kotak Mahindra Bank, you have the legal right to escalate directly to the RBI Ombudsman without charge.