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PRIVATE BANK · 100% NON-COMMERCIAL

HDFC Bank Ltd.

India's largest private sector bank by assets and premier credit card issuer with over 21 million active credit cards.

🏛️ RBI Regulated Institution📜 Verified Charters & KFS🚫 Zero Affiliate Tracking
20Credit Cards
3Home Loans
3Business Loans
2Other Retail Loans
Housing Finance

HDFC Bank Ltd. Home Loans (3 Products)

Verified housing credit products including regular purchase, construction, overdraft (Maxgain), and PMAY CLSS interest subsidies.

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🏛️PSU BankHousing Loan

HDFC Bank Standard Home Loan

Lender:HDFC Bank Ltd.

Up to ₹50 Crore home loan at 8.50% – 9.40% with Up to 30 years tenure.

Interest Rate8.50% – 9.40%
Max Loan AmountUp to ₹50 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankHousing Loan

HDFC Plot & Home Construction Loan

Lender:HDFC Bank Ltd.

Up to ₹10 Crore home loan at 8.65% – 9.50% with Up to 30 years tenure.

Interest Rate8.65% – 9.50%
Max Loan AmountUp to ₹10 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU Bankself employedHousing Loan

HDFC Reach Home Loan (Micro & Informal Income)

Lender:HDFC Bank Ltd.

Up to ₹50 Lakh home loan at 9.25% – 11.50% with Up to 20 years tenure.

Interest Rate9.25% – 11.50%
Max Loan AmountUp to ₹50 Lakh
TenureUp to 20 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Enterprise Credit

HDFC Bank Ltd. Business & MSME Loans (3 Products)

Verified working capital, term loans, and collateral-free CGTMSE facilities for micro, small, and medium businesses.

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🏛️PSU BankSmall EnterpriseTerm Loan

HDFC Bank Business Growth Loan (Unsecured)

Lender:HDFC Bank Ltd.

₹5 Lakh to ₹75 Lakh MSME credit at 10.50% – 15.00% with Up to 4 years tenure.

Interest Rate10.50% – 15.00%
Loan Quantum₹5 Lakh to ₹75 Lakh
TenureUp to 4 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankSmall EnterpriseWorking Capital

HDFC Bank Working Capital Cash Credit / Overdraft

Lender:HDFC Bank Ltd.

₹10 Lakh to ₹10 Crore MSME credit at 8.85% – 10.50% with Up to 12 months (Renewable) tenure.

Interest Rate8.85% – 10.50%
Loan Quantum₹10 Lakh to ₹10 Crore
TenureUp to 12 months (Renewable)
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankMicro EnterpriseWorking Capital

HDFC SmartHub Vyapar Business Loan

Lender:HDFC Bank Ltd.

₹1 Lakh to ₹25 Lakh MSME credit at 11.00% – 16.00% with Up to 3 years tenure.

Interest Rate11.00% – 16.00%
Loan Quantum₹1 Lakh to ₹25 Lakh
TenureUp to 3 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Mobility Credit

HDFC Bank Ltd. Vehicle Loans (2 Products)

Verified car loans, two-wheeler finance, and green EV interest concessions.

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🚗Car Loan (4W)🏛️PSU Bank🌱EV Concession Available

HDFC Bank Custom-fit Car Loan

Lender:HDFC Bank Ltd.

Up to 100% Ex-Showroom vehicle finance at 8.85% – 10.25% with Up to 7 years tenure.

Interest Rate8.85% – 10.25%
Funding / QuantumUp to 100% Ex-Showroom
Repayment TenureUp to 7 years
Processing FeeStandard tariff
EV Perk: Concessions applicable if EV variant
Verified: 2026-09-28
View Terms→
🛵Two-Wheeler (2W)🏛️PSU Bank🌱EV Concession Available

HDFC Bank Two Wheeler Loan

Lender:HDFC Bank Ltd.

Up to 100% Funding vehicle finance at 11.00% – 16.00% with Up to 4 years tenure.

Interest Rate11.00% – 16.00%
Funding / QuantumUp to 100% Funding
Repayment TenureUp to 4 years
Processing FeeStandard tariff
EV Perk: Concessions applicable if EV variant
Verified: 2026-09-28
View Terms→
Official Card Catalog

HDFC Bank Ltd. Credit Cards (20 Cards)

Verified cards documented from official issuer MITC literature, disclosing actual fees, late penalties, and reward caps.

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✈️Travel & AviationEntry-Level
Verified MITC

HDFC 6E Rewards Credit Card

SBI Card•Visa / RuPay

IndiGo co-branded aviation card offering 1 complimentary domestic flight voucher welcome, 2.5% rewards on IndiGo, and 6E Prime priority perks.

Joining / Annual Fee₹700 + GST (Renewal: ₹700 + GST)
Lounge AccessNo complimentary airport lounge access on this base 6E variant (available on 6E Rewards XL variant).
Reward: 2.5% 6E Rewards on IndiGo ticket and add-on bookings via goindigo.in. 2% 6E Rewards on dining, grocery, and entertainment. 1% 6E Rewards on all other retail transactions.
Welcome: 1 complimentary IndiGo domestic flight ticket voucher worth ₹1,500 on making 3 transactions in the first 30 days, plus 1 complimentary 6E Prime add-on pack (choice of seat, meal, and baggage tag).
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

HDFC Bharat Cashback Credit Card

SBI Card•Visa / RuPay

Semi-urban and mass-market cashback card offering 5% cashback on IRCTC train tickets, fuel, grocery, and utility bill payments.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this tier 2/3 mass-market card.
Reward: 5% Cashback on IRCTC train ticket bookings, fuel refills at all petrol pumps, bill utility payments via PayZapp, and grocery purchases (each category capped at ₹150 cashback per month).
Welcome: 500 CashPoints credited upon payment of joining fee and first retail purchase within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🏬Business / MSMECommercial
Verified MITC

Entry-level commercial card for small business owners and traders offering 4X rewards on online business spends and ₹50,000 spend waiver.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this starter commercial card.
Reward: 4X Reward Points on online business spending, digital marketing, utility bills, and commercial purchases. 2 Reward Points per ₹150 on other retail business spends.
Welcome: 500 Reward Points credited upon payment of joining fee and first business transaction within 30 days.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🏬Business / MSMECommercial
Verified MITC

HDFC Business Regalia Credit Card

SBI Card•Visa / RuPay

SME and corporate commercial credit card providing high credit limits, tax payment rewards, 12 domestic & 6 international lounge visits, and 2.0% forex markup.

Joining / Annual Fee₹2,500 + GST (Renewal: ₹2,500 + GST)
Lounge Access12 complimentary domestic airport lounge visits per calendar year across India. 6 complimentary international lounge visits per calendar year via Priority Pass.
Reward: 4 Reward Points per ₹150 spent on regular business retail purchases. 5X Reward Points on tax payments, commercial vendor payments, flight bookings, and hotel stays via SmartBuy.
Welcome: 2,500 Reward Points credited upon realization of joining fee and first business spend.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Super-premium lifestyle metal card with unlimited domestic & global Diners Club lounge visits, 1:1 air miles transfer, and up to 33.3% SmartBuy rewards.

Joining / Annual Fee₹10,000 + GST (Renewal: ₹10,000 + GST)
Lounge AccessUnlimited complimentary domestic and international airport lounge access worldwide for primary and add-on cardholders across 1,300+ Diners Club lounges.
Reward: 5 Reward Points per ₹150 spent on all retail transactions (base 3.33% reward rate). Up to 10X Reward Points (up to 33.3% effective return) on hotel and flight bookings through SmartBuy (capped at 7,500 bonus points per month).
Welcome: 10,000 Reward Points credited upon fee realization, plus complimentary annual memberships to Club Marriott, Swiggy One, Amazon Prime, and MMTBLACK upon spending ₹1.5 Lakhs in 90 days.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Dedicated frequent flyer credit card offering 1:1 air miles transfer to global airline programs and 4 complimentary global airport lounge visits.

Joining / Annual Fee₹1,000 + GST (Renewal: ₹1,000 + GST)
Lounge Access4 complimentary domestic and international airport lounge visits per calendar year via the Diners Club global lounge directory.
Reward: 4 ClubMiles per ₹150 spent on all retail transactions. Accelerated ClubMiles on airline ticket bookings made through the dedicated Diners Club portal.
Welcome: 1,000 ClubMiles credited upon payment of the annual joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

Mid-premium lifestyle credit card offering 8 domestic & global lounge visits, BookMyShow B1G1 tickets up to ₹250 twice a month, and 2.0% forex markup.

Joining / Annual Fee₹2,500 + GST (Renewal: ₹2,500 + GST)
Lounge Access2 complimentary domestic and international airport lounge visits per calendar quarter worldwide via Diners Club network (up to 8 complimentary lounge visits annually).
Reward: 4 Reward Points per ₹150 spent on regular retail purchases. Up to 5X Reward Points (up to 13.3% return) on SmartBuy flight and hotel bookings.
Welcome: Complimentary annual memberships to Amazon Prime, Swiggy One, and Times Prime on spending ₹75,000 within the first 90 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEntry-Level
Verified MITC

HDFC Freedom Credit Card

SBI Card•Visa / RuPay

Entry-level credit-builder card offering 10X CashPoints on BigBasket, Swiggy, Uber, BookMyShow, and ₹50,000 spend-based fee waiver.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access.
Reward: 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy, and Uber (capped at 2,500 CashPoints per calendar month). 1 CashPoint per ₹150 on all other retail spends.
Welcome: 500 CashPoints credited upon payment of joining fee and card activation.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
⛽Fuel & CommuteEntry-Level
Verified MITC

HDFC IndianOil Credit Card

SBI Card•Visa / RuPay

Co-branded fuel card offering 5% value back as Fuel Points at IndianOil petrol pumps, grocery savings, and RuPay UPI payment capability.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this entry-level fuel card.
Reward: 5% of spends as Fuel Points at IndianOil petrol pumps (up to 250 Fuel Points per month for first 6 months, 150 FP/month thereafter). 5% Fuel Points on grocery and bill payments (up to 100 FP/month per category). 1 Fuel Point per ₹150 on all other retail transactions.
Welcome: Complimentary 250 Fuel Points credited upon payment of joining fee and card activation.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Super-premium invite-only metal card offering up to 33.3% rewards via SmartBuy, unlimited global airport lounge access, and 1:1 air miles redemption.

Joining / Annual Fee₹12,500 + GST (Renewal: ₹12,500 + GST)
Lounge AccessUnlimited complimentary domestic airport lounge access for primary and add-on cardholders. Unlimited complimentary international airport lounge access worldwide via Priority Pass for primary and add-on cardholders with unlimited guest access privileges.
Reward: 5 Reward Points per ₹150 spent on all retail transactions (base 3.33% reward rate). Up to 5X Reward Points (33.3% effective return) on flights, hotels, and partner vouchers booked via HDFC SmartBuy portal (capped at 10,000 bonus points per month).
Welcome: 12,500 Reward Points (worth up to ₹12,500) credited upon fee realization and card activation, plus complimentary Club Marriott membership for 1 year.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

HDFC Marriott Bonvoy Credit Card

SBI Card•Visa / RuPay

Hospitality credit card providing 1 Free Night Award every year at Marriott hotels, 12 domestic & 12 international lounge visits, and 10 Elite Night Credits.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access12 complimentary domestic airport lounge visits per calendar year (applicable at both domestic and international terminals within India). 12 complimentary international lounge visits per calendar year via Diners Club global lounge directory.
Reward: 8 Marriott Bonvoy points per ₹150 spent at participating Marriott Bonvoy hotels. 4 Marriott Bonvoy points per ₹150 on travel, dining, and entertainment. 2 Marriott Bonvoy points per ₹150 on all other retail transactions.
Welcome: 1 Free Night Award (worth up to 15,000 Marriott Bonvoy points) valid at participating Marriott hotels worldwide, plus complimentary Marriott Bonvoy Silver Elite status and 10 Elite Night Credits.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

HDFC Millennia Credit Card

SBI Card•Visa / RuPay

Premier digital cashback credit card offering 5% statement cashback on Amazon, Flipkart, Swiggy, and Zomato with 1:1 statement credit redemption.

Joining / Annual Fee₹1,000 + GST (Renewal: ₹1,000 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹1,00,000 or more in the preceding calendar quarter (quarterly spend qualification criteria).
Reward: 5% Cashback (CashPoints) on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato (capped at ₹1,000 per calendar month). 1% Cashback on all other retail transactions (capped at ₹1,000 per calendar month).
Welcome: 1,000 CashPoints (equivalent to ₹1,000 statement credit when redeemed against card outstanding) credited upon payment of the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

HDFC MoneyBack+ Credit Card

SBI Card•Visa / RuPay

Entry-level rewards card offering 10X CashPoints on Amazon, Flipkart, BigBasket, and Swiggy, plus ₹2,000 annual milestone gift vouchers.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this starter rewards card.
Reward: 10X CashPoints (10 CashPoints per ₹150) on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy (max 2,500 CP per month). 2 CashPoints per ₹150 spent on all other retail purchases.
Welcome: 500 CashPoints credited to cardholder account upon payment of the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

HDFC Pixel Play Credit Card

SBI Card•Visa / RuPay

Customizable digital credit card inside PayZapp letting users pick their favorite 2 merchants for 5% cashback with 1:1 cash redemption.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this digital-first card.
Reward: Customizable rewards: Choose your favorite dining/entertainment merchants on PayZapp for 5% CashPoints (Amazon, Flipkart, BookMyShow, Zomato, Swiggy). 3% CashPoints on merchant category choice. 1% CashPoints on all other retail transactions.
Welcome: 500 Pixel CashPoints credited upon completing first transaction on PayZapp within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

HDFC Regalia Credit Card

SBI Card•Visa / RuPay

Classic premium travel and corporate credit card with 12 domestic and 6 international lounge accesses, 2% forex markup, and 10X SmartBuy rewards.

Joining / Annual Fee₹2,500 + GST (Renewal: ₹2,500 + GST)
Lounge Access12 complimentary domestic airport lounge visits per calendar year within India. 6 complimentary international lounge visits per calendar year via Priority Pass.
Reward: 4 Reward Points per ₹150 spent on all retail purchases. Up to 10X Reward Points on hotel and airline bookings made through SmartBuy.
Welcome: 2,500 Reward Points credited upon realization of the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

HDFC Regalia Gold Credit Card

SBI Card•Visa / RuPay

Flagship premium travel and lifestyle credit card with 12 domestic & 6 international lounge visits, 2.0% forex markup, and ₹10,000 in milestone flight vouchers.

Joining / Annual Fee₹2,500 + GST (Renewal: ₹2,500 + GST)
Lounge Access12 complimentary domestic airport lounge visits per calendar year (applicable at both domestic and international terminals within India). 6 complimentary international lounge visits per calendar year via Priority Pass for primary and add-on cardholders.
Reward: 4 Reward Points per ₹150 spent on regular retail purchases. 5X Reward Points (20 points per ₹150) at Marks & Spencer, Myntra, Nykaa, and Reliance Digital.
Welcome: Gift voucher worth ₹2,500 from Marks & Spencer, Myntra, Nykaa, or Reliance Digital, plus complimentary Club Vistara Silver Tier and MMTBLACK Gold membership upon spending ₹1 Lakh in 90 days.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

HDFC Shoppers Stop Credit Card

SBI Card•Visa / RuPay

Fashion retail co-branded card offering 3% First Citizen points at Shoppers Stop, exclusive store sale privileges, and ₹500 welcome voucher.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this fashion retail card.
Reward: 3% First Citizen reward points on retail purchases at Shoppers Stop stores and shoppersstop.com. 1% First Citizen point on all other retail transactions.
Welcome: Shoppers Stop shopping voucher worth ₹500 credited upon completing first transaction within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

HDFC Swiggy Credit Card

SBI Card•Visa / RuPay

Premier dining and quick-commerce card delivering 10% cashback on Swiggy Food and Instamart, plus 5% on 1,000+ top e-commerce websites.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge AccessNo complimentary airport lounge access is included on this food-and-grocery focused lifestyle card.
Reward: 10% Cashback on Swiggy application spends (Food Delivery, Instamart grocery, Dineout restaurant bills, Genie) capped at ₹1,500 per month. 5% Cashback on 1,000+ top online shopping websites (Amazon, Flipkart, Myntra, Nykaa, Zara, Nike) capped at ₹1,500 per month. 1% Cashback on other retail spends (capped at ₹500/mo).
Welcome: Complimentary 3-month Swiggy One membership credited within 30 days of card issuance and activation.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsPremium
Verified MITC

HDFC Tata Neu Infinity Credit Card

SBI Card•Visa / RuPay

Premium Tata ecosystem RuPay card delivering up to 10% NeuCoins on Tata brands, 8 domestic & 4 international lounge visits, and UPI payment support.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter). 4 complimentary international lounge visits per calendar year using Priority Pass.
Reward: 5% NeuCoins on Tata Neu and partner Tata brands (Air India Express, BigBasket, Croma, Cult.fit, IHCL Hotels, Tata 1mg, Tata CLiQ, Titan, Westside). An additional 5% NeuCoins on select categories for NeuPass members (total up to 10% value back). 1.5% NeuCoins on non-Tata retail spends and UPI merchant transactions.
Welcome: 1,499 NeuCoins (worth ₹1,499) credited into Tata Neu app account upon completing first transaction within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

HDFC Tata Neu Plus Credit Card

SBI Card•Visa / RuPay

Co-branded RuPay credit card for the Tata ecosystem offering up to 7% NeuCoins on BigBasket, Croma, 1mg, and seamless UPI QR code payments.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (1 visit per calendar quarter) via RuPay/Visa.
Reward: 2% NeuCoins on Tata Neu and partner Tata brands (Air India Express, BigBasket, Croma, Cult.fit, IHCL Hotels, Tata 1mg, Tata CLiQ, Titan, Westside). An additional 5% NeuCoins on select categories for NeuPass members (total up to 7%). 1% NeuCoins on non-Tata retail spends and UPI merchant transactions.
Welcome: 499 NeuCoins (worth ₹499) credited into Tata Neu app account upon completing first transaction within 30 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms

Official Customer Support & Grievance Redressal

Under RBI's Integrated Ombudsman Scheme, if your grievance is not resolved within 30 days by HDFC Bank Ltd., you have the legal right to escalate directly to the RBI Ombudsman without charge.

Toll-Free Helpline1800-160024x7 Customer Service
Grievance Escalationgrievance.redressal@hdfcbank.comLevel 2 Internal Redressal
RBI Ombudsmancms.rbi.org.inCentralized Portal (Zero Fee)