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PRIVATE BANK · 100% NON-COMMERCIAL

Federal Bank

Premier private sector commercial bank in India partnered with fintech innovator Scapia to provide zero forex travel cards.

🏛️ RBI Regulated Institution📜 Verified Charters & KFS🚫 Zero Affiliate Tracking
4Credit Cards
1Home Loans
1Business Loans
1Other Retail Loans
Housing Finance

Federal Bank Home Loans (1 Products)

Verified housing credit products including regular purchase, construction, overdraft (Maxgain), and PMAY CLSS interest subsidies.

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🏛️PSU BankHousing Loan

Federal Bank Home Loan

Lender:Federal Bank

Up to ₹15 Crore home loan at 8.55% – 9.40% with Up to 30 years tenure.

Interest Rate8.55% – 9.40%
Max Loan AmountUp to ₹15 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
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Enterprise Credit

Federal Bank Business & MSME Loans (1 Products)

Verified working capital, term loans, and collateral-free CGTMSE facilities for micro, small, and medium businesses.

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🏛️PSU BankSmall EnterpriseTerm Loan

Federal Bank Fed Business Loan

Lender:Federal Bank

₹5 Lakh to ₹2.5 Crore MSME credit at 8.95% – 11.50% with Up to 7 years tenure.

Interest Rate8.95% – 11.50%
Loan Quantum₹5 Lakh to ₹2.5 Crore
TenureUp to 7 years
Processing FeeView terms
Verified: 2026-09-28
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Mobility Credit

Federal Bank Vehicle Loans (1 Products)

Verified car loans, two-wheeler finance, and green EV interest concessions.

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🚗Car Loan (4W)🏛️PSU Bank🌱EV Concession Available

Federal Bank Auto Loan

Lender:Federal Bank

Up to 85% On-Road vehicle finance at 8.85% – 10.20% with Up to 7 years tenure.

Interest Rate8.85% – 10.20%
Funding / QuantumUp to 85% On-Road
Repayment TenureUp to 7 years
Processing FeeStandard tariff
EV Perk: Concessions applicable if EV variant
Verified: 2026-09-28
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Official Card Catalog

Federal Bank Credit Cards (4 Cards)

Verified cards documented from official issuer MITC literature, disclosing actual fees, late penalties, and reward caps.

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✈️Travel & AviationSuper-Premium
Verified MITC

Federal Bank Celesta Credit Card

SBI Card•Visa / RuPay

Flagship luxury card offering 8 domestic & 2 international lounge visits, INOX B1G1 tickets up to ₹250, golf rounds, and 2.0% forex markup.

Joining / Annual Fee₹3,000 + GST (Renewal: ₹3,000 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually). 2 complimentary international lounge visits per calendar year via Priority Pass / DreamFolks.
Reward: 3X Reward Points on international spends. 2X Reward Points on travel and dining. 1 Reward Point per ₹100 on other retail transactions.
Welcome: Amazon gift voucher or luxury hospitality voucher worth ₹3,000 upon payment of joining fee and first card transaction.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEveryday / Salaried
Verified MITC

Federal Bank Imperio Credit Card

SBI Card•Visa / RuPay

Household lifestyle card offering 3X points on grocery & healthcare, 8 domestic lounge visits, and ₹1.5 Lakhs spend-based fee waiver.

Joining / Annual Fee₹1,500 + GST (Renewal: ₹1,500 + GST)
Lounge Access2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits annually) at participating lounges in India.
Reward: 3X Reward Points on grocery, departmental stores, and healthcare spends. 1 Reward Point per ₹100 on other retail purchases.
Welcome: Amazon gift voucher worth ₹1,500 upon payment of joining fee and first retail transaction.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

True ZERO forex markup (0%) travel card with unlimited domestic lounge access on ₹5,000 spend and Lifetime Free ownership.

Joining / Annual FeeLifetime Free (₹0 Joining Fee / ₹0 Annual Fee)
Lounge AccessUnlimited complimentary domestic airport lounge access across India upon spending ₹5,000 or more in the preceding billing cycle (one of India's easiest lounge access qualifications).
Reward: 20% Scapia Coins on all domestic and international travel bookings (flights and hotels) made through the Scapia mobile application. 10% Scapia Coins on all other eligible domestic and international retail spends (5 Scapia Coins per ₹100 spent, where 5 coins = ₹1).
Welcome: Zero joining fee, instant digital card activation, and ZERO FOREX MARKUP (0.00%) on all international transactions.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Federal Bank Signet Credit Card

SBI Card•Visa / RuPay

Entry-level rewards card offering 3X points on apparel & electronics, 4 domestic lounge visits, and ₹75,000 spend-based fee waiver.

Joining / Annual Fee₹750 + GST (Renewal: ₹750 + GST)
Lounge Access1 complimentary domestic airport lounge visit per calendar quarter (up to 4 visits annually) at participating lounges in India.
Reward: 3X Reward Points on apparel and electronics spending. 2X Reward Points on entertainment. 1 Reward Point per ₹100 on other retail transactions.
Welcome: Amazon gift voucher worth ₹750 credited upon payment of joining fee and spending ₹3,000 within 30 days.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms

Official Customer Support & Grievance Redressal

Under RBI's Integrated Ombudsman Scheme, if your grievance is not resolved within 30 days by Federal Bank, you have the legal right to escalate directly to the RBI Ombudsman without charge.

Toll-Free Helpline1800-425-119924x7 Customer Service
Grievance Escalationcontact@federalbank.co.inLevel 2 Internal Redressal
RBI Ombudsmancms.rbi.org.inCentralized Portal (Zero Fee)