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India's largest small finance bank and creator of the LIT customizable credit card, Altura, and Zenith metal series.
Verified housing credit products including regular purchase, construction, overdraft (Maxgain), and PMAY CLSS interest subsidies.
Lender:AU Small Finance Bank
Up to ₹2 Crore home loan at 8.90% – 11.00% with Up to 25 years tenure.
Verified working capital, term loans, and collateral-free CGTMSE facilities for micro, small, and medium businesses.
Lender:AU Small Finance Bank
₹2 Lakh to ₹2 Crore MSME credit at 9.50% – 13.50% with Up to 10 years tenure.
Verified cards documented from official issuer MITC literature, disclosing actual fees, late penalties, and reward caps.
Affordable starter card offering 2% cashback on groceries & departmental stores, railway lounge visits, and ₹40,000 spend waiver.
Everyday card offering 1.5% cashback on offline POS swipes, 2X reward points on online shopping, and railway lounge access.
India's first customizable credit card allowing users to toggle cashback, lounge access, and rewards on/off dynamically via app for 90 days.
Lifestyle and travel card offering 4 points per ₹100 on dining & grocery, 4 domestic lounge visits, and 4,000 quarterly milestone points.
Super-premium metal card offering 16 domestic & 8 international lounge visits, 10X points on dining, low 1.99% forex markup, and golf games.
Under RBI's Integrated Ombudsman Scheme, if your grievance is not resolved within 30 days by AU Small Finance Bank, you have the legal right to escalate directly to the RBI Ombudsman without charge.