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PUBLIC SECTOR BANK DIRECTORY · 100% INDEPENDENT & NON-COMMERCIAL

State Bank of India (SBI)

Complete verified public directory of financial products and public welfare facilities delivered by the State Bank of India (SBI) — India's largest bank with over 500 million customers, 22,000+ domestic branches, and 18 million credit cardholders.

🏛️ Public Sector Undertaking (PSU)📜 Official MITC & RBI Regulated🚫 Zero Brokerage / Zero DSA Leads
33Credit Cards
6Home Loans
6Business Loans
4Other Retail Loans
Housing Finance

SBI Home Loans (6 Products)

Verified housing credit products including SBI Regular Home Loan, SBI Maxgain (overdraft variant), Tribal Plus, and Realty.

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🏛️PSU BanksalariedHousing Loan

SBI Maxgain Home Loan (Overdraft Facility)

Lender:State Bank of India (SBI)

₹20 Lakh to ₹10 Crore home loan at 8.65% – 9.45% with Up to 30 years tenure.

Interest Rate8.65% – 9.45%
Max Loan Amount₹20 Lakh to ₹10 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU Bankdefense govtHousing Loan

SBI Privilege Home Loan (Govt Employees)

Lender:State Bank of India (SBI)

Up to ₹10 Crore home loan at 8.40% – 9.05% with Up to 30 years tenure.

Interest Rate8.40% – 9.05%
Max Loan AmountUp to ₹10 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankHousing Loan

SBI Realty Home Loan (Plot Purchase)

Lender:State Bank of India (SBI)

Up to ₹15 Crore home loan at 8.75% – 9.65% with Up to 10 years tenure.

Interest Rate8.75% – 9.65%
Max Loan AmountUp to ₹15 Crore
TenureUp to 10 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankHousing Loan

SBI Regular Home Loan

Lender:State Bank of India (SBI)

Up to ₹50 Crore home loan at 8.40% – 9.25% with Up to 30 years tenure.

Interest Rate8.40% – 9.25%
Max Loan AmountUp to ₹50 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU Bankdefense govtHousing Loan

SBI Shaurya Home Loan (Defence Personnel)

Lender:State Bank of India (SBI)

Up to ₹5 Crore home loan at 8.40% – 8.95% with Up to 30 years tenure.

Interest Rate8.40% – 8.95%
Max Loan AmountUp to ₹5 Crore
TenureUp to 30 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU Bankrural tribalHousing Loan

SBI Tribal Plus Home Loan Scheme

Lender:State Bank of India (SBI)

Up to ₹20 Lakh home loan at 8.50% – 9.15% with Up to 15 years tenure.

Interest Rate8.50% – 9.15%
Max Loan AmountUp to ₹20 Lakh
TenureUp to 15 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Enterprise Credit

SBI Business & MSME Loans (6 Products)

Verified working capital, term loans, and CGTMSE collateral-free facilities for MSME units.

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🏛️PSU BankAll MSME SegmentsTerm Loan

SBI Asset Backed Loan for Business

Lender:State Bank of India (SBI)

₹10 Lakh to ₹20 Crore MSME credit at 8.90% – 10.75% with Up to 10 years tenure.

Interest Rate8.90% – 10.75%
Loan Quantum₹10 Lakh to ₹20 Crore
TenureUp to 10 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankMicro EnterpriseTerm Loan

SBI MSME In-Principle Loan in 59 Minutes

Lender:State Bank of India (SBI)

₹1 Lakh to ₹5 Crore MSME credit at 8.65% – 10.50% with Up to 7 years tenure.

Interest Rate8.65% – 10.50%
Loan Quantum₹1 Lakh to ₹5 Crore
TenureUp to 7 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankMicro EnterpriseTerm Loan

SBI PM MUDRA Loan Scheme

Lender:State Bank of India (SBI)

Up to ₹10 Lakh MSME credit at 8.50% – 10.50% with Up to 5 years tenure.

Interest Rate8.50% – 10.50%
Loan QuantumUp to ₹10 Lakh
TenureUp to 5 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankSmall EnterpriseTerm Loan

SBI SME Smart Score (Score-Based Evaluation)

Lender:State Bank of India (SBI)

₹25 Lakh to ₹5 Crore MSME credit at 8.75% – 10.25% with Up to 7 years tenure.

Interest Rate8.75% – 10.25%
Loan Quantum₹25 Lakh to ₹5 Crore
TenureUp to 7 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankWomen EntrepreneursTerm Loan

SBI Stand Up India Facility

Lender:State Bank of India (SBI)

₹10 Lakh to ₹1 Crore MSME credit at 8.50% – 10.00% with Up to 7 years tenure.

Interest Rate8.50% – 10.00%
Loan Quantum₹10 Lakh to ₹1 Crore
TenureUp to 7 years
Processing FeeView terms
Verified: 2026-09-28
View Terms→
🏛️PSU BankSmall EnterpriseInvoice Discounting

SBI Supply Chain Finance (e-VFS & e-DFS)

Lender:State Bank of India (SBI)

₹5 Lakh to ₹10 Crore MSME credit at 8.50% – 9.75% with Up to 12 months (Revolving) tenure.

Interest Rate8.50% – 9.75%
Loan Quantum₹5 Lakh to ₹10 Crore
TenureUp to 12 months (Revolving)
Processing FeeView terms
Verified: 2026-09-28
View Terms→
Mobility Credit

SBI Vehicle Loans (4 Products)

SBI Car Loan, Green Car Loan (20 bps concession), and Two-Wheeler Easy Pay loans.

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🚗Car Loan (4W)🏛️PSU Bank🌱EV Concession Available

SBI Car Loan (Regular)

Lender:State Bank of India (SBI)

Auto finance up to 90% on-road price with 7-year tenure linked to EBLR.

Interest Rate8.75% – 9.80% (Floating linked to EBLR)
Funding / QuantumUp to 85%–90% of On-Road Price
Repayment TenureUp to 7 years (84 months)
Processing FeeStandard tariff
EV Perk: Standard rate; see SBI Green Car Loan for EV discount
Verified: 2026-09-28
View Terms→
⚡Green EV Loan🏛️PSU Bank🌱EV Concession Available

SBI Green Car Loan (Electric Vehicles)

Lender:State Bank of India (SBI)

EV loan with 20 bps interest discount, zero processing fee, and 8-year tenure.

Interest Rate8.55% – 9.60% (20 bps concession on regular rate)
Funding / QuantumUp to 90% of On-Road Price
Repayment TenureUp to 8 years (96 months)
Processing FeeStandard tariff
EV Perk: 20 basis points (0.20%) interest discount; extended 8-year tenure; zero processing fee
Verified: 2026-09-28
View Terms→
🛵Two-Wheeler (2W)🏛️PSU Banksalaried🌱EV Concession Available

SBI Two Wheeler Easy Pay Loan

Lender:State Bank of India (SBI)

Up to 85% On-Road vehicle finance at 10.25% – 12.00% with Up to 4 years tenure.

Interest Rate10.25% – 12.00%
Funding / QuantumUp to 85% On-Road
Repayment TenureUp to 4 years
Processing FeeStandard tariff
EV Perk: Concessions applicable if EV variant
Verified: 2026-09-28
View Terms→
🛵Two-Wheeler (2W)🏛️PSU Bank🌱EV Concession Available

SBI Two Wheeler Loan (Super Bike & Commuter)

Lender:State Bank of India (SBI)

Financing for scooters and motorbikes up to 85% on-road price over 5 years.

Interest Rate10.50% – 12.75%
Funding / QuantumUp to 85% of On-Road Price
Repayment TenureUp to 5 years (60 months)
Processing FeeStandard tariff
EV Perk: Concessions available for electric two-wheelers
Verified: 2026-09-28
View Terms→
Official Card Catalog

SBI Credit Cards (33 Cards)

Verified cards documented from official sbicard.com MITC literature, disclosing actual fees, late penalties, and reward caps.

View All Cards →
✈️Travel & AviationEveryday / Salaried
Verified MITC

Air India SBI Platinum Card

SBI Card•Visa / RuPay

Co-branded Air India credit card offering 5,000 welcome points, 1:1 Maharaja points conversion, 8 domestic lounge visits, and 5X points on Air India tickets.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter).
Reward: 5 Reward Points per ₹100 spent on Air India tickets booked via airindia.com, Air India mobile app, or booking offices. 2 Reward Points per ₹100 on other retail spends.
Welcome: 5,000 bonus Reward Points (worth 5,000 Air India Maharaja Flying Returns points) upon payment of joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

Air India SBI Signature Card

SBI Card•Visa / RuPay

Super-premium aviation card offering 20,000 welcome Maharaja points, 30 points per ₹100 on Air India flights, and up to 1,00,000 annual milestone bonus points.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per year (max 2 visits per quarter). Complimentary Priority Pass membership with access to 1,000+ international airport lounges.
Reward: 30 Reward Points per ₹100 spent on Air India tickets booked via airindia.com or Air India mobile app. 4 Reward Points per ₹100 on all other retail transactions.
Welcome: 20,000 bonus Reward Points (convertible to 20,000 Air India Maharaja Points) upon payment of joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEntry-Level
Verified MITC

Apollo SBI Card

SBI Card•Visa / RuPay

Healthcare credit card offering OneApollo Gold membership, 3X points on Apollo Hospitals & Pharmacy, and 1:1 redemption as Apollo Health Credits.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge AccessNo complimentary airport lounge access.
Reward: 3X Reward Points (3 points per ₹100 spent) on all Apollo services (Apollo Hospitals, Apollo Pharmacy, Apollo 24|7 app). 2X Reward Points per ₹100 on Dining, Movies, and Entertainment. 1 Reward Point per ₹100 on Beauty & Wellness. 1 Reward Point per ₹200 on other retail.
Welcome: 500 bonus Reward Points (worth ₹500) upon payment of joining fee + complimentary OneApollo Gold Tier Membership.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEveryday / Salaried
Verified MITC

Apollo SBI Card SELECT

SBI Card•Visa / RuPay

Premium healthcare credit card offering OneApollo Platinum tier, up to 10% value back on Apollo healthcare, 4 domestic lounge visits, and annual health checkup.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (max 1 visit per quarter).
Reward: Up to 10% value back (Reward Points) on Apollo services, consultations, and Apollo 24|7 orders. 3 Reward Points per ₹100 on dining and entertainment. 1 Reward Point per ₹100 on other retail.
Welcome: 1,500 bonus Reward Points (worth ₹1,500) upon payment of joining fee + complimentary OneApollo Platinum Tier Membership.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
⛽Fuel & CommuteEntry-Level
Verified MITC

BPCL SBI Card

SBI Card•Visa / RuPay

Entry-level fuel credit card offering 4.25% value back at BPCL pumps, 2,000 welcome points, and renewal fee waiver on spending ₹50,000.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge AccessNo complimentary airport lounge access.
Reward: 13X Reward Points (3.25% value back) on fuel purchases at BPCL petrol pumps. 5X Reward Points on Groceries, Departmental Stores, Movies, and Dining. 1 Reward Point per ₹100 on other retail.
Welcome: 2,000 bonus Reward Points (worth ₹500) credited upon payment of the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
⛽Fuel & CommuteEntry-Level
Verified MITC

BPCL SBI Card OCTANE

SBI Card•Visa / RuPay

Supercharged fuel credit card delivering 7.25% value back (25X reward points) at BPCL petrol pumps, 4 domestic lounge visits per year, and ₹1,500 welcome points.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (maximum 1 visit per quarter).
Reward: 25 Reward Points per ₹100 spent (6.25% value back) on BPCL Fuel, Lubricants, and Bharat Gas (website/app). 10 Reward Points per ₹100 on Groceries, Departmental Stores, Movies, and Dining. 1 Reward Point per ₹100 on other retail.
Welcome: 6,000 bonus Reward Points (worth ₹1,500) credited upon payment of the annual joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEveryday / Salaried
Verified MITC

Cashback SBI Card

SBI Card•Visa / RuPay

India's premier cashback credit card delivering an industry-leading 5% cashback on all online spends auto-credited directly to monthly statements.

Joining / Annual Fee₹999 + GST (Renewal: ₹999 + GST)
Lounge AccessNo complimentary airport lounge access included with this pure cashback product.
Reward: 5% Cashback on all online spends without merchant restrictions (capped at ₹5,000 cashback per billing cycle). 1% Cashback on all offline retail spends.
Welcome: Zero joining fee offers often available digitally; direct 5% cashback auto-credited to statement from month 1 without merchant partner restrictions.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Club Vistara SBI Card

SBI Card•Visa / RuPay

Affordable airline co-branded card offering complimentary domestic Economy ticket on joining and renewal, 4 domestic lounge visits, and milestone flight tickets.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (max 1 visit per quarter).
Reward: 3 Club Vistara (CV) Points per ₹200 spent on all retail categories.
Welcome: 1 Complimentary One-Way Domestic Economy class ticket voucher upon payment of joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

Club Vistara SBI Card PRIME

SBI Card•Visa / RuPay

Co-branded aviation credit card offering free domestic Premium Economy ticket on joining and renewal, Club Vistara Silver tier, and up to 4 milestone flight tickets.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 4 Club Vistara (CV) Points per ₹200 spent on all eligible retail categories. Accelerated CV points on direct airline bookings.
Welcome: 1 Complimentary One-Way Domestic Premium Economy flight ticket voucher upon payment of joining fee + 1 Complimentary Club Vistara Silver Tier Membership.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEveryday / Salaried
Verified MITC

IRCTC SBI Card Premier

SBI Card•Visa / RuPay

Premier Indian Railways credit card delivering 10% value back on AC train tickets, 8 executive railway lounge visits, and 1:1 ticket redemption on IRCTC.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access8 complimentary Executive Railway Lounge visits per year across major railway stations in India (max 2 visits per quarter).
Reward: Up to 10% value back as Reward Points on AC1, AC2, AC3, and Executive Chair Car ticket bookings via irctc.co.in or IRCTC app. 3 Reward Points per ₹125 on Dining and Standing Instructions on Utility bills. 1 Reward Point per ₹125 on other retail.
Welcome: 1,500 bonus Reward Points (worth ₹1,500 on IRCTC train ticket bookings) upon payment of the first annual fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

IRCTC SBI Platinum Card

SBI Card•Visa / RuPay

Popular train travel credit card offering up to 10% value back on IRCTC AC tickets, 4 railway lounge visits, and 1% booking charge waiver for ₹500 fee.

Joining / Annual Fee₹500 + GST (Renewal: ₹500 + GST)
Lounge Access4 complimentary Executive Railway Lounge visits per year (max 1 visit per quarter).
Reward: Up to 10% value back as Reward Points on AC1, AC2, AC3, and CC train ticket bookings made via irctc.co.in or IRCTC app. 1 Reward Point per ₹125 on non-fuel retail spends.
Welcome: 350 bonus Reward Points (worth ₹350) upon transaction of ₹500 or more within 45 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

Paytm SBI Card

SBI Card•Visa / RuPay

Entry-level digital co-branded card offering 3% value back on Paytm Travel & Movies, cyber fraud insurance, and fee waiver on spending ₹1 Lakh.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge AccessNo complimentary airport lounge access.
Reward: 3% value back (Reward Points) on Paytm Travel, Movies, and Mall. 2% on all other Paytm app spends. 1% on offline retail.
Welcome: ₹250 cashback / reward points credited to Paytm account on 1st retail spend + complimentary Paytm First membership.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🏬Business / MSMEEveryday / Salaried
Verified MITC

Paytm SBI Card Select

SBI Card•Visa / RuPay

Digital co-branded card offering 5% value back on Paytm Travel & Movies, 4 domestic lounge visits, cyber insurance cover, and ₹6,000 milestone vouchers.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (max 1 visit per quarter). Priority Pass membership complimentary for first 2 years.
Reward: 5% value back (Reward Points) on Paytm Travel (flights, buses, trains), Movie tickets on Paytm, and Paytm Mall. 2% value back on all other Paytm App spends. 1% value back on offline and other retail spends.
Welcome: ₹750 cashback / reward points credited to Paytm account upon first transaction, plus complimentary Paytm First membership.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEveryday / Salaried
Verified MITC

Reliance SBI Card PRIME

SBI Card•Visa / RuPay

Co-branded retail credit card offering ₹3,000 Reliance welcome voucher, 10X rewards on Smart/Trends/Digital, 8 domestic + 4 Priority Pass lounge visits, and ₹8,750 milestone perks.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 10 Reward Points per ₹100 spent at eligible Reliance Retail stores (Smart, Trends, Digital, Ajio, JioMart). 5 Reward Points per ₹100 on dining, movies, and entertainment. 2 Reward Points per ₹100 on other retail.
Welcome: Reliance Retail voucher worth ₹3,000 upon payment of joining fee + discount vouchers worth up to ₹11,999 across Reliance brands (Trends, Smart Bazaar, Ajio, Reliance Digital).
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

SBI Card AURUM

SBI Card•Visa / RuPay

Exclusive invite-only metal super-premium card offering unlimited international lounges with guest visits, 40,000 welcome points, and 1.99% forex markup.

Joining / Annual Fee₹9,999 + GST (Renewal: ₹9,999 + GST)
Lounge AccessUnlimited complimentary international airport lounge access for primary cardholder + 4 complimentary guest visits per year via DreamFolks membership. 4 complimentary domestic airport lounge visits per calendar quarter (16 visits/year) with complimentary access extended to add-on cardholders.
Reward: 4 AURUM Reward Points per ₹100 spent on all retail transactions. No upper caps on point accrual.
Welcome: 40,000 AURUM Reward Points (worth ₹10,000) credited upon joining fee payment, plus a handcrafted matte black metal card.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

SBI Card ELITE

SBI Card•Visa / RuPay

Luxury lifestyle credit card featuring ₹5,000 welcome voucher, ₹6,000/yr free movie tickets, 6 international Priority Pass visits, 8 domestic lounge visits, and 1.99% forex markup.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access6 complimentary international airport lounge visits per calendar year outside India via complimentary Priority Pass Program (max 2 visits per quarter). 8 complimentary domestic airport lounge visits per year in India (max 2 visits per quarter).
Reward: 5X Reward Points (10 points per ₹100 spent) on Dining, Departmental Stores, and Grocery purchases. 2 Reward Points per ₹100 on all other retail spends.
Welcome: e-Gift Voucher worth ₹5,000 from premium partner brands: Yatra.com, Hush Puppies/Bata, Pantaloons, Shoppers Stop, or Aditya Birla Fashion.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

SBI Card ELITE Advantage

SBI Card•Visa / RuPay

Secured luxury credit card issued against SBI Fixed Deposit offering ₹5,000 welcome voucher, 6 international Priority Pass visits, and 1.99% forex markup.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access6 complimentary international lounge visits per year outside India via Priority Pass (max 2/quarter). 8 complimentary domestic airport lounge visits per year (max 2/quarter).
Reward: 5X Reward Points (10 points per ₹100 spent) on Dining, Departmental Stores, and Groceries. 2 Reward Points per ₹100 on all other retail transactions.
Welcome: e-Gift Voucher worth ₹5,000 from choice of luxury brands (Yatra.com, Hush Puppies, Shoppers Stop, Pantaloons).
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

SBI Card MILES

SBI Card•Visa / RuPay

Entry-level travel currency card offering 1,500 welcome Travel Credits, 1:1 air miles transfer, 4 domestic lounge visits, and milestone points.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (max 1 visit per quarter).
Reward: 2 Travel Credits per ₹200 spent on Travel Bookings. 1 Travel Credit per ₹200 spent on all other retail categories.
Welcome: 1,500 Travel Credits upon payment of the annual joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationSuper-Premium
Verified MITC

SBI Card MILES ELITE

SBI Card•Visa / RuPay

Dedicated international travel currency card offering 5,000 welcome Travel Credits, 1:1 air miles transfer across 20+ global airlines, 1.99% forex markup, and 14 lounge visits.

Joining / Annual Fee₹4,999 + GST (Renewal: ₹4,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter). 6 complimentary international airport lounge visits per year via Priority Pass. Cardholders earn 1 additional domestic lounge visit per ₹1 Lakh retail spend.
Reward: 6 Travel Credits per ₹200 spent on Travel Bookings (flights, hotels via dedicated travel portal). 2 Travel Credits per ₹200 spent on all other retail categories.
Welcome: 5,000 Travel Credits (convertible 1:1 into 5,000 Air Miles or Hotel Loyalty Points across 20+ airline/hotel partners) upon payment of joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationPremium
Verified MITC

SBI Card MILES PRIME

SBI Card•Visa / RuPay

Flexible travel rewards card offering 3,000 welcome Travel Credits, 1:1 air miles transfer across global airlines, and 8 domestic + 4 Priority Pass lounge visits.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per year (max 2/quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 4 Travel Credits per ₹200 spent on Travel Bookings. 2 Travel Credits per ₹200 spent on all other retail categories.
Welcome: 3,000 Travel Credits (convertible 1:1 into 3,000 Air Miles or Hotel Loyalty Points) upon payment of joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEveryday / Salaried
Verified MITC

SBI Card PRIME

SBI Card•Visa / RuPay

Premier salaried lifestyle credit card offering ₹3,000 welcome voucher, 8 domestic + 4 international Priority Pass lounge visits, and ₹11,000 in annual milestone vouchers.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per year (max 2 visits per quarter). Complimentary Priority Pass Membership with 4 complimentary international airport lounge visits per calendar year (max 2 visits per quarter).
Reward: 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental Stores, and Movie tickets. 2 Reward Points per ₹100 on all other retail spends.
Welcome: e-Gift Voucher worth ₹3,000 from choice of top retail brands: Bata/Hush Puppies, Pantaloons, Shoppers Stop, Aditya Birla Fashion, or Yatra.com.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEveryday / Salaried
Verified MITC

SBI Card PRIME Advantage

SBI Card•Visa / RuPay

Deposit-backed premium card offering ₹3,000 welcome voucher, 8 domestic + 4 Priority Pass lounge visits, and 10X dining rewards.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic lounge visits per year (max 2/quarter). 4 complimentary international lounge visits via Priority Pass.
Reward: 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental Stores, and Movies. 2 Reward Points per ₹100 on other retail.
Welcome: e-Gift Voucher worth ₹3,000 from choice of top retail brands: Bata, Pantaloons, Shoppers Stop, or Yatra.com.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEveryday / Salaried
Verified MITC

SBI Card PULSE

SBI Card•Visa / RuPay

Health & fitness credit card offering Noise Smartwatch, 1-year FITPASS PRO gym membership, Netmeds First, 8 domestic lounge visits, and 10X pharmacy rewards.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access8 complimentary domestic airport lounge visits per year (max 2 visits per quarter).
Reward: 10 Reward Points per ₹100 spent on Chemist, Pharmacy, Dining, and Movie purchases. 2 Reward Points per ₹100 on all other retail transactions.
Welcome: Noise ColorFit Pulse Series Smartwatch (worth ₹4,999) upon payment of joining fee and first retail transaction.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEntry-Level
Verified MITC

SBI Card Shaurya

SBI Card•Visa / RuPay

Dedicated armed forces credit card for military and paramilitary personnel offering 5X rewards at CSD canteens, concessional 2.75% interest, and low ₹250 fee.

Joining / Annual Fee₹250 + GST (Renewal: ₹250 + GST)
Lounge AccessNo complimentary airport lounge access included with standard variant.
Reward: 5X Reward Points (5 points per ₹100 spent) on CSD (Canteen Stores Department), Dining, Grocery, and Departmental Stores. 1 Reward Point per ₹100 on other retail.
Welcome: 1,000 bonus Reward Points (worth ₹250) upon payment of joining fee + concessional interest rate of 2.75% per month.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEveryday / Salaried
Verified MITC

SBI Card Shaurya Select

SBI Card•Visa / RuPay

Premium military credit card for defence officers offering 10X CSD canteen rewards, 4 domestic lounge visits, concessional 2.75% interest, and ₹10L insurance cover.

Joining / Annual Fee₹1,499 + GST (Renewal: ₹1,499 + GST)
Lounge Access4 complimentary domestic airport lounge visits per calendar year (max 1 visit per quarter).
Reward: 10 Reward Points per ₹100 spent on CSD (Canteen Stores Department), Dining, Grocery, Departmental Stores, and Movies. 2 Reward Points per ₹100 on other retail.
Welcome: 1,500 bonus Reward Points (worth ₹1,500 on military lifestyle vouchers) upon payment of joining fee + concessional 2.75% monthly interest rate.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
💼SalariedEntry-Level
Verified MITC

SBI Card Unnati

SBI Card•Visa / RuPay

Financial inclusion and credit-builder card issued against ₹25,000 SBI Fixed Deposit with zero income proof, zero annual fee for 4 years, and ₹500 milestone cashback.

Joining / Annual FeeNIL for first 4 years (₹499 + GST from 5th year onwards)
Lounge AccessNo complimentary airport lounge access.
Reward: 1 Reward Point per ₹100 spent on all retail transactions.
Welcome: Zero annual fee for the first 4 years and 100% approval against an SBI Fixed Deposit of ₹25,000 or more without requiring any income proof or previous credit history.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🏬Business / MSMECommercial
Verified MITC

SBI Corporate Card

SBI Card•Visa / RuPay

Enterprise commercial credit card providing expense management, ERP integration, corporate liability waiver insurance, and detailed GST invoicing.

Joining / Annual FeeCustom Corporate Pricing (Typically Nil to ₹1,000/card based on corporate relationship agreement)
Lounge AccessComplimentary domestic and international airport lounge access variants available (typically 2 visits/quarter on Executive/Signature tiers).
Reward: Customizable reward structure: 1 Reward Point per ₹100 or corporate rebate/volume cashback credited to company account.
Welcome: Dedicated corporate onboarding, automated expense reporting portal, and seamless ERP integration (SAP, Oracle).
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

SBI SimplyClick Credit Card

SBI Card•Visa / RuPay

Flagship digital lifestyle credit card offering 10X rewards on Amazon, Swiggy, Cleartrip, BookMyShow, and ₹4,000 in milestone travel vouchers.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge AccessNo complimentary airport lounge access.
Reward: 10X Reward Points (10 points per ₹100 spent) on exclusive digital partners: Amazon, Apollo 24x7, BookMyShow, Cleartrip, Domino's, Myntra, Netmeds, Swiggy, and Yatra. 5X Reward Points (5 points per ₹100 spent) on all other online shopping. 1 Reward Point per ₹100 on offline retail.
Welcome: Amazon.in e-Gift Voucher worth ₹500 sent to registered mobile number within 21 days of paying the joining fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsEntry-Level
Verified MITC

SBI SimplySAVE Credit Card

SBI Card•Visa / RuPay

Entry-level grocery, supermarket, dining, and cinema credit card offering 10X reward points on daily living expenses and a ₹1 Lakh spend-based fee waiver.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge AccessNo complimentary airport lounge access is included with this entry-level rewards card.
Reward: 10 Reward Points per ₹150 spent on Dining, Movies, Departmental Stores, and Grocery purchases (capped at 5,000 reward points per calendar month). 1 Reward Point per ₹150 spent on all other retail categories.
Welcome: 2,000 bonus Reward Points (worth ₹500) on spending ₹2,000 or more within the first 60 days of card issuance.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🏬Business / MSMECommercial
Verified MITC

SBI SimplySAVE Merchant Card

SBI Card•Visa / RuPay

Lifetime zero-annual-fee MSME credit card designed for retail shopkeepers and traders providing short-term inventory financing and supplier rewards.

Joining / Annual FeeNIL Annual Fee (Lifetime Zero Fee for verified merchants)
Lounge AccessNo complimentary airport lounge access.
Reward: Accelerated reward points on merchant supplier purchases, wholesale inventory stocking, and utility bills. 1 Reward Point per ₹100 on other retail.
Welcome: Zero annual fee, instant POS/UPI QR settlement integration, and dedicated short-term working capital credit limit.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎓StudentEntry-Level
Verified MITC

SBI Student Plus Advantage Card

SBI Card•Visa / RuPay

Secured student credit card issued against SBI Fixed Deposit or Education Loan with zero income proof, 10X rewards on groceries/books, and early CIBIL score building.

Joining / Annual FeeNIL Joining Fee (Renewal: Nil or waived on ₹35,000 annual spend)
Lounge AccessNo complimentary airport lounge access.
Reward: 1 Reward Point per ₹100 spent on all regular retail purchases. 10X Reward Points (10 points per ₹100) on Departmental store, Grocery, and International book/educational spends.
Welcome: Zero joining fee and instant credit line activation linked to SBI Fixed Deposit without needing income tax returns or salary slips.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
🎁Shopping & RewardsPremium
Verified MITC

Titan SBI Card

SBI Card•Visa / RuPay

Luxury retail credit card offering 3% value back on Tanishq jewelry, 7.5% on Titan/Fastrack/Taneira, 8 domestic + 4 Priority Pass lounge visits, and ₹15,000 milestone vouchers.

Joining / Annual Fee₹2,999 + GST (Renewal: ₹2,999 + GST)
Lounge Access8 complimentary domestic airport lounge visits per calendar year (max 2 visits per quarter). 4 complimentary international airport lounge visits per year via Priority Pass.
Reward: 7.5% cashback on purchases at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, and Sonata. 5% cashback at Mia, Caratlane, and Zoya. 3% value back as Titan gift vouchers on Tanishq jewelry. 6 Reward Points per ₹100 on other retail.
Welcome: 12,000 bonus Reward Points (worth ₹3,000) credited upon payment of the annual fee.
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
✈️Travel & AviationEntry-Level
Verified MITC

Yatra SBI Card

SBI Card•Visa / RuPay

Co-branded travel card offering ₹8,250 in Yatra.com booking vouchers, 6X points on dining/groceries, and fee waiver on spending ₹1 Lakh.

Joining / Annual Fee₹499 + GST (Renewal: ₹499 + GST)
Lounge AccessNo complimentary airport lounge access.
Reward: 6 Reward Points per ₹100 spent on Departmental Stores, Grocery, Dining, Movies, Entertainment, and International spends (capped at 5,000 points per month per category). 1 Reward Point per ₹100 on other retail.
Welcome: Yatra.com travel vouchers worth ₹8,250 credited upon payment of joining fee (including two ₹500 domestic flight vouchers, two ₹1,000 intl flight vouchers, one ₹750 hotel voucher, and ₹1,500 holiday voucher).
Fee Waiver: View MITC for fee waiver terms
Verified 2026-09-28Full MITC & Terms
Public Welfare Integrations

Government Welfare Schemes Delivered by SBI (3 Schemes)

Verified flagship national schemes directly administered through SBI branches and CSP centers.

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Official Customer Support & Grievance Redressal

Under RBI's Integrated Ombudsman Scheme, if your grievance is not resolved within 30 days by SBI, you have the legal right to escalate directly to the RBI Ombudsman without charge.

Toll-Free Helpline1800-1234 / 1800-210024x7 Customer Service
Grievance Escalationgm.customer@sbi.co.inPrincipal Nodal Desk
RBI Ombudsmancms.rbi.org.inCentralized Portal (Zero Fee)