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ActiveCentral Sector SchemeLaunched 2019-09-12Verified: 2026-09-16

Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY / Farmer Pension)

Old-age pension scheme for small and marginal farmers providing a guaranteed monthly pension of ₹3,000 from age 60 with 50% matching government contribution.

Government Levelcentral Government
Administering BodyMinistry of Agriculture and Farmers Welfare
Beneficiary Sector
Farmers & AgricultureSocial Welfare & Security
Applicable Jurisdiction
All India

₹Benefits & Entitlement Breakdown

Guaranteed monthly pension of ₹3,000 upon attaining 60 years of age. Contributory structure: farmer pays a monthly contribution between ₹55 and ₹200 depending on entry age (18 to 40 years), with the Central Government contributing an equal 50% matching amount. Farmers can opt to have their monthly contribution deducted directly from their financial installments of PM-KISAN. Administered by LIC. Spouse receives 50% family pension (₹1,500/month) upon pensioner demise.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

Central matching contribution funded by Department of Agriculture & Farmers Welfare

Official Budget Document ↗
Verified Beneficiary Reach

23+ Lakh small and marginal farmers enrolled

As of: 2024-03-31PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:18 to 40 years
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:small_farmer, marginal_farmer, farmer
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Must be a Small or Marginal Farmer (SMF) owning cultivable land up to 2 hectares (5 acres) as per state land revenue records. Age at entry between 18 and 40 years. Excluded: Institutional landholders, constitutional post holders, government employees, and income tax payers.

Required Documents Checklist

  • ✓
    Aadhaar CardMandatory

    Mandatory applicant KYC identification.

  • ✓
    Land Record of Rights (Khasra-Khatauni / Jamabandi)Mandatory

    Proof of cultivable landholding up to 2 hectares.

  • ✓
    Bank Account Passbook / PM-KISAN IDMandatory

    For contribution debit and pension payment.

How to Apply

1. Eligible farmers visit the nearest Common Service Centre (CSC) or apply online at https://maandhan.in. 2. Enter Aadhaar number and land record details. 3. Provide bank account details or opt for auto-debit directly from PM-KISAN installments. 4. Complete OTP authentication and print the generated Kisan Pension Card.

Official Government Application Portal

You will be redirected to the secure official portal: maandhan.in

Apply on official government website

Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

Can monthly contributions be deducted directly from PM-KISAN payments?

Yes, farmers enrolled in PM-KISAN can give voluntary consent to have their monthly PM-KMY pension contribution deducted directly from their ₹2,000 PM-KISAN installments.

Source: Official Scheme FAQ ↗

What is the maximum landholding allowed to join PM-KMY?

The farmer family must own cultivable land up to 2 hectares (approx. 5 acres) as per the land records of the concerned State/UT.

Source: Official Scheme FAQ ↗

What happens if a farmer wishes to exit the scheme before age 60?

If a farmer exits within 10 years of joining, their share of contribution is refunded with savings bank interest. If exited after 10 years, they receive accumulated contributions with fund-earned interest.

Source: Official Scheme FAQ ↗

Common Rejection Reasons & Warnings

Cultivable landholding exceeding 2 hectares; age below 18 or above 40 years; farmer covered under other formal social security (EPFO/NPS/ESIC); income tax payer.

Editorial Verification & Change Log

DateFieldDescription / UpdateSource Citation
2026-09-16initial_verificationBaseline verification of PM-KMY guidelines, landholding limits of 2 hectares, and PM-KISAN contribution linkage.Official Source ↗

Application Window & Deadlines

Open throughout the year (Continuous enrollment)

Related Welfare Programs

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India.

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.

Official Helpline & Nodal Offices

PM-KMY Division, Department of Agriculture and Farmers Welfare

Krishi Bhawan, Dr. Rajendra Prasad Road, New Delhi - 110001

Helpline: 1800-3000-3468 / 1800-267-6888 (Toll-Free PM-KMY Helpline)

Jurisdiction: National (All-India)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-16 against official government documentation.

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